Property Owners
Commercial Insurance
Finance Insurance
Professional Services Insurance
Property Insurance
GBP 0
Channel Islands, England, Isle of Man, Northern Ireland, Wales, Scotland
Yes
- Employers Liability
- Financial Loss
- Legal Expenses
- Personal Liability
- Property Owners Liability
- blocks of flats
- buy to let
- commercial
- incidental unoccupied properties
- individuals
- limited companies
- managing agents
- mixed portfolios
- residential
- residential management
- Additional Coverages include:
- Financial Loss
- Loss of Rent and Alternative (Residential) Accommodation
- Material Damage
- No Location Limit
Product Overview
Property Owners by Touchstone Underwriting Ltd is designed for landlords who own commercial, industrial, or residential properties. The policy gives flexible cover options, letting landlords choose between all risks or fire and perils only.
Cover can be extended to include loss of rent and property owners liability. Employers liability and legal expenses are also available as optional extras. The product suits both single properties and larger portfolios, including blocks of flats, mixed-use buildings, and buy-to-let properties.
About Property Owners by Touchstone Underwriting Ltd
This cover is open to individuals, limited companies, managing agents, and residential management companies. It can also include properties that are sometimes unoccupied, with no location limit across the UK, Channel Islands, and Isle of Man.
The product is only available through insurance brokers with a contract in place. Touchstone Underwriting Ltd highlights responsive claims support and risk management advice, brokers can use the ‘Contact Underwriter for Quote’ feature on this page to contact the company directly.
Property Owners by Touchstone Underwriting Ltd FAQs
What are the main benefits of choosing the product?
Property Owners by Touchstone Underwriting Ltd offers flexible cover for landlords with commercial, industrial, or residential properties. The policy can be tailored for single buildings or large portfolios. Optional extras like loss of rent, legal expenses, and employers liability add further value. Responsive claims support and risk management advice help landlords protect their investments and manage risks more easily.
Is this insurance suitable for landlords with mixed-use portfolios?
Yes, Property Owners by Touchstone Underwriting Ltd is designed for landlords with mixed-use portfolios. It can cover both commercial and residential properties in one policy. The product is flexible enough to suit complex arrangements, including blocks of flats, shops with flats above, and mixed commercial and residential portfolios.
What information do brokers need to provide when applying for cover?
Brokers must submit a completed supplemental form with details such as property addresses, occupancy, construction, sums insured, tenant types, and claims history. Information about risk management features, such as fire alarms and security, is also required. This helps Touchstone Underwriting Ltd assess the risk and provide a tailored quote.
Who can apply for Property Owners by Touchstone Underwriting Ltd?
Individuals, limited companies, managing agents, and residential management companies can apply for this insurance. The product is suitable for landlords with single properties or larger portfolios. Brokers must have a contract with Touchstone Underwriting Ltd to arrange cover for their clients.
Does Property Owners by Touchstone Underwriting Ltd have any location restrictions?
There are no location limits for this product. Properties can be insured anywhere in England, Wales, Scotland, Northern Ireland, the Channel Islands, or the Isle of Man. This broad coverage is ideal for landlords with properties across multiple regions.
Are legal expenses included in this property owners insurance?
Legal expenses cover is available as an optional extra with Property Owners by Touchstone Underwriting Ltd. Landlords can add this to their policy to help with legal costs related to property disputes or tenant issues. This option gives extra peace of mind for property owners seeking comprehensive protection.
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