Coverages: Employers Liability | Financial Loss | Professional Indemnity | Public Liability
We are the 'go-to' provider for Roofing and Scaffolding risks via Aviva's platform Marketplace, demonstrating the quality of our product and level of expertise that we hold.
Our scheme covers the legal liability of Roofers and Scaffolders for Employees, Third Party Property and Injury and Products in respect of any damage or injury caused by them.
Additional Discounts and Low Claims Rebates for Accredited Association Members
Includes Heat Use Away
Includes Site Death and Capital Benefits PA
No Height Limit
Product Overview
Roofing and Scaffolding by Touchstone Underwriting Ltd gives businesses a strong option for managing risks in roofing and scaffolding work. This product is designed for contractors, including those who work with cladding and scaffolding, across the UK, Channel Islands, and Isle of Man.
Employers liability, public liability, professional indemnity, and financial loss cover are included as standard. The policy supports work at any height and covers heat use away from the premises.
About Roofing and Scaffolding by Touchstone Underwriting Ltd
Members of recognised trade associations can benefit from extra discounts and low claims rebates. Personal accident cover for site deaths and capital benefits is also available.
There is no excess on claims, and the minimum cover starts at £7,000. Brokers must have a contract with Touchstone Underwriting Ltd to access this scheme.
For more details, brokers can review the policy wording or reach out using the ‘Contact Underwriter for Quote’ option on this page. Supporting documents and forms are also available for download.
Roofing and Scaffolding by Touchstone Underwriting Ltd FAQs
What types of businesses can apply for the policy?
Roofing and Scaffolding by Touchstone Underwriting Ltd is open to contractors working in roofing, cladding, and scaffolding. The scheme is suitable for UK-based businesses, including those in the Channel Islands and Isle of Man. Both small and large firms can apply, provided they meet the scheme’s requirements.
Are there any special benefits for members of trade associations?
Yes, members of recognised trade associations can access extra discounts and low claims rebates. These benefits reward safe working practices and professional standards. Accredited association members may also receive additional support and resources through the scheme.
Which regions are served by this insurance product?
This scheme is available to businesses in England, Scotland, Wales, Northern Ireland, the Channel Islands, and the Isle of Man. Roofing and Scaffolding by Touchstone Underwriting Ltd supports contractors across the UK and nearby territories. The product is not available for businesses outside these areas.
Does Roofing and Scaffolding by Touchstone Underwriting Ltd cover financial loss not involving injury or property damage?
Yes, the policy includes cover for financial loss that does not involve injury or property damage. This helps protect businesses from claims related to pure financial loss. It is a valuable feature for contractors who may face such risks in their work.
Are there any special requirements for high-risk or specialist work?
There are no special requirements for high-risk or specialist work under this scheme. Roofing and Scaffolding by Touchstone Underwriting Ltd has no height limit and covers a wide range of activities. This makes it suitable for contractors handling complex or challenging jobs.
How can brokers or clients get more details about the scheme?
Brokers and clients can review the policy wording and download supporting forms from the product page. The 'Contact Underwriter for Quote' button makes it easy to reach out for quotes or further details. Additional resources and documents are available for those wanting a deeper look at the scheme.
Does Roofing and Scaffolding by Touchstone Underwriting Ltd provide personal accident cover?
Yes, personal accident cover is available as an additional option with this scheme. It includes site death and capital benefits for insured workers. This feature helps provide extra peace of mind for businesses and their employees working in higher-risk environments.
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