Contractors Trade Association
Commercial Insurance
Public Sector Insurance
GBP 1K /year
GBP 10M
GBP 0
Channel Islands, England, Isle of Man, Northern Ireland, Wales, Scotland
Yes
- Business Interruption
- Employers Liability
- Product Liability
- Public Liability
- brick layers
- building contractors
- carpenters and joiners
- ceiling artexers
- double glazing installers
- dry lining firms
- electrical contractors
- fencing contractors
- floor and wall tilers
- general builders
- ground workers
- painters and decorators
- partitioning contractors
- plasterers
- plumbing heating contractors
- property developers
- property refurbishers
- shop / office fitters
- stone masons
- plus many more construction trades
- Additional Coverages include:
- Additional Discounts and Low Claims Rebates for Accredited Association Members
- Contractors Work, Plant and Equipment
- Employees Tools
- Includes Heat Use Away
Product Overview
Contractors Trade Association by Touchstone Underwriting Ltd is designed for contractors who are part of a recognised trade body or association. This insurance solution offers flexible cover for both annual and single project needs, making it suitable for a wide range of construction professionals.
The policy provides employers liability up to £10 million and public liability up to £5 million as standard. Accredited association members can access additional discounts and low claims rebates, helping to keep costs manageable for those with a strong claims history.
About Contractors Trade Association by Touchstone Underwriting Ltd
Cover can be extended with options such as contractors all risks, business interruption, professional indemnity, and legal expenses. The policy includes protection for heat use away from premises and financial loss, supporting contractors who work in varied environments.
Contractors Trade Association by Touchstone Underwriting Ltd is available to businesses across England, Scotland, Wales, Northern Ireland, the Channel Islands, and the Isle of Man. Only insurance brokers with a contract can access this product, ensuring professional advice and support for clients.
If you want to explore cover options or need a tailored quote, you can use the contact features or review the product documents on this page. This makes it easy to connect with the underwriter or find more details as needed.
Contractors Trade Association by Touchstone Underwriting Ltd FAQs
What is the maximum coverage available with Contractors Trade Association by Touchstone Underwriting Ltd?
Contractors Trade Association by Touchstone Underwriting Ltd offers standard coverage up to £10 million. For those needing higher protection, excess layers are available, extending employers and public/products liability up to £30 million. This flexibility helps contractors manage larger projects or meet specific client requirements without hassle.
Does the policy include cover for heat use away from the contractor’s premises?
Yes, cover for heat use away is included as standard in Contractors Trade Association by Touchstone Underwriting Ltd. This feature is especially useful for contractors who use heat equipment, such as welders or roofers, on client sites or away from their main premises.
Are discounts available for members of trade associations?
Yes, Contractors Trade Association by Touchstone Underwriting Ltd provides additional discounts for accredited association members. Contractors with a strong claims history may also receive low claims rebates. These benefits help reward safe working practices and encourage membership in professional bodies.
Is Contractors Trade Association by Touchstone Underwriting Ltd available across the UK?
Contractors Trade Association by Touchstone Underwriting Ltd is available throughout England, Scotland, Wales, Northern Ireland, the Channel Islands, and the Isle of Man. This broad reach supports contractors working in different regions of the UK and nearby islands.
Are there any benefits for accredited association members under Contractors Trade Association by Touchstone Underwriting Ltd?
Accredited association members can access extra discounts and low claims rebates. These benefits help keep insurance costs manageable and reward contractors with a good claims record. Membership in a recognised trade body is required to access these perks.
Can contractors insure their own plant and hired-in plant under this policy?
Yes, contractors can add contractors all risks cover to their policy. This optional cover includes protection for own plant, hired-in plant, and employees’ tools. It helps contractors safeguard their equipment and minimise downtime if tools or machinery are damaged or stolen.
Can insurance brokers access Contractors Trade Association by Touchstone Underwriting Ltd directly?
Only insurance brokers with a contract can access and offer Contractors Trade Association by Touchstone Underwriting Ltd. This ensures that clients receive professional guidance and that brokers understand the specific requirements of the construction sector.
Construction
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