Mid-Market Property Owners
Commercial Insurance
Professional Services Insurance
Property Insurance
GBP 20M
GBP 0
Channel Islands, England, Isle of Man, Northern Ireland, Wales, Scotland
Yes
- Employers Liability
- Legal Expenses
- Property Damage
- Property Owners Liability
- blocks of flats
- buy to let
- commercial
- incidental unoccupied properties
- individuals
- limited companies
- managing agents
- mixed portfolios
- residential
- residential management
- Additional Coverages include:
- From Ground Up to Full Value, including Excess of Loss, Lead Line and Follow Line
- Loss of Rent and Alternative (Residential) Accommodation
- Material Damage
- No Location Limit
Product Overview
Mid-Market Property Owners by Touchstone Underwriting Ltd offers a flexible solution for property portfolios across the UK, Channel Islands, and Isle of Man. This product is designed for owners and managers who need wide-ranging cover and tailored options.
With Mid-Market Property Owners by Touchstone Underwriting Ltd, clients can insure mixed portfolios, including residential, commercial, and blocks of flats. The policy provides up to £20m total sum insured at any one location, with no location limits and flexible excess layer choices.
About Mid-Market Property Owners by Touchstone Underwriting Ltd
The cover includes property damage, property owners liability, employers liability, and legal expenses. Additional features such as loss of rent, alternative accommodation, and material damage are available. All policies are backed by A-rated insurers, giving peace of mind to brokers and their clients.
Mid-Market Property Owners by Touchstone Underwriting Ltd uses bespoke policy wording exclusive to Touchstone Underwriting. The product suits individuals, companies, managing agents, and residential management firms with complex or growing portfolios.
Brokers can easily access policy documents, supplemental forms, and contact options directly on the page. For more details or to discuss a quote, use the ‘Contact Underwriter for Quote’ feature or explore the resources provided.
Mid-Market Property Owners by Touchstone Underwriting Ltd FAQs
What types of properties can be insured under the policy?
Mid-Market Property Owners by Touchstone Underwriting Ltd covers a wide range of property types. These include blocks of flats, buy-to-let properties, commercial premises, and mixed portfolios. The policy is also suitable for residential management, limited companies, and properties that are sometimes unoccupied.
Does this policy provide cover for both residential and commercial properties?
Yes, this policy provides cover for both residential and commercial properties. Mid-Market Property Owners by Touchstone Underwriting Ltd is designed for owners or managers with mixed portfolios, making it a flexible choice for those with varied property interests.
Does the product cover legal expenses related to property disputes?
Yes, the product includes legal expenses cover for property disputes. This can help with legal costs for issues such as evictions, defence against claims, or property-related disagreements. Legal expenses cover is part of the standard offering for this policy.
What makes the Mid-Market Property Owners by Touchstone Underwriting Ltd policy different from standard property insurance?
This policy stands out with a £20m sum insured per location and flexible excess layer options. It also features bespoke policy wording unique to Touchstone Underwriting Ltd. Additional benefits include loss of rent, alternative accommodation, and material damage cover, all backed by A-rated insurers.
Can mixed property portfolios be insured under this product?
Yes, mixed property portfolios can be insured under this product. Touchstone Underwriting Ltd’s Mid-Market Property Owners is designed for those with both residential and commercial properties. It suits individuals, companies, managing agents, and residential management firms with a variety of property types.
Are flexible excess layer options available with Mid-Market Property Owners by Touchstone Underwriting Ltd?
Flexible excess layer options are available with this policy. The policy offers choices such as excess of loss, lead line, and follow line. This allows brokers and clients to tailor cover to their specific portfolio needs.
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