Coverages: Employers Liability | Financial Loss | Legal Expenses | Product Liability | Professional Indemnity | Public Liability
New medical solutions are transforming healthcare and changing people’s lives, from hi-tech diagnostics to advanced biotech.
Our cover includes both general and product liability and is a Commercial Combined offering including Property and Casualty cover. Cover may also be extended to include product recall and clinical trial liability.
contractors, research companies, laboratories and service providers
working in these sectors
cosmetic products
data and IT within the biotech sector
dietary supplements
exports to the US
makers of dental equipment and supplies
makers of homeopathic and herbal medicines
manufacturers and distributors of medical technology and devices
pharmaceutical and biotech companies
veterinary medicine companies
Additional Coverages include:
Critical Products including High Hazard Trade
Efficacy Cover
Product Overview
Life Science Product Liability by Touchstone Underwriting Ltd offers tailored protection for businesses in the fast-changing life sciences sector. This cover is designed for companies working with medical technology, biotech, and advanced healthcare solutions.
The policy combines general and product liability with property and casualty cover. Businesses can also add product recall and clinical trial liability, making it a flexible choice for those involved in research, manufacturing, or distribution.
About Life Science Product Liability by Touchstone Underwriting Ltd
Employers liability, financial loss, legal expenses, product liability, professional indemnity, and public liability are all included. This makes the policy suitable for a wide range of businesses, from laboratories and research companies to manufacturers of medical devices and dietary supplements.
The product is available to businesses across England, Scotland, Wales, Northern Ireland, the Channel Islands, and the Isle of Man. Companies exporting to the US, or working with high-hazard or critical products, can also find suitable cover options. The policy is available to businesses based in the UK regions and dependencies listed.
A contract with an insurance broker is required to access Life Science Product Liability by Touchstone Underwriting Ltd. For more details or to get a quote, use the ‘Contact Underwriter for Quote’ option or review the resources on this page.
Life Science Product Liability by Touchstone Underwriting Ltd FAQs
What types of businesses can benefit from this product?
Life Science Product Liability by Touchstone Underwriting Ltd is designed for a wide range of businesses in the life sciences sector. This includes research companies, laboratories, contract management firms, manufacturers and distributors of medical technology, and service providers. Companies involved in clinical trials, dietary supplements, and exports to the US can also benefit from this cover.
Are cosmetic product manufacturers eligible for this insurance?
Yes, cosmetic product manufacturers are included in the target class for this policy. Life Science Product Liability by Touchstone Underwriting Ltd offers protection for companies involved in the development, manufacture, or distribution of cosmetic products. This makes it suitable for businesses working with beauty and personal care items.
Which regions are covered by Life Science Product Liability by Touchstone Underwriting Ltd?
This insurance is available to businesses based in England, Scotland, Wales, Northern Ireland, the Channel Islands, and the Isle of Man. It is suitable for organisations operating in these areas and those exporting to the US. The policy is not available outside these regions.
Is this insurance suitable for veterinary medicine companies?
Yes, veterinary medicine companies are among the eligible businesses for this policy. Life Science Product Liability by Touchstone Underwriting Ltd covers companies involved in the research, manufacture, or distribution of veterinary medicines. This includes firms supplying products within the UK regions or exporting to the US, as specified in the policy.
Can Life Science Product Liability by Touchstone Underwriting Ltd be customised for different business activities?
Yes, the policy can be tailored to suit various business activities in the life sciences sector. Cover can be extended to include product recall, clinical trial liability, and efficacy cover. This flexibility makes it suitable for companies with unique or high-risk products.
Complete and up to date listings are our highest priority. Our full-time research team keeps our listings accurate and up to date but sometimes changes happen that we haven’t spotted yet. If you see something out of date, click here to open your email client and send us a message!