Niche Property Non-Standard
Commercial Insurance
Property Insurance
GBP 0
Channel Islands, England, Isle of Man, Northern Ireland, Wales, Scotland
Yes
- Employers Liability
- Hard to Place Liability
- Property Damage
- Property Owners Liability
- War and Terrorism
- food risks including deep fat frying
- holiday homes
- large industrial buildings with composite panels
- listed buildings
- multi-tenure
- non standard construction
- unoccupied buildings (all types)
- woodworking exposures
Product Overview
Niche Property Non-Standard by Touchstone Underwriting Ltd is designed for properties that fall outside the usual insurance market. This product is backed by Lloyd’s and London Market Insurers, giving brokers and clients extra peace of mind.
It offers flexible cover options, including first loss, full value, excess layer, and co-insured. Brokers can place large sums insured and tailor the policy to suit complex or unique risks.
About Niche Property Non-Standard by Touchstone Underwriting Ltd
The product covers a wide range of property types, from listed buildings to unoccupied sites and those with non-standard construction. It also caters to properties with special exposures, like deep fat frying or woodworking.
Coverage includes employers liability, hard to place liability, property damage, property owners liability, and war and terrorism. The product is available across England, Scotland, Wales, Northern Ireland, the Channel Islands, and the Isle of Man.
Brokers need a contract to access Niche Property Non-Standard by Touchstone Underwriting Ltd. For more details, check the policy wording, supplemental form, or use the ‘Contact Underwriter for Quote’ option on this page.
Niche Property Non-Standard by Touchstone Underwriting Ltd FAQs
Which regions are eligible for cover under the policy?
Niche Property Non-Standard by Touchstone Underwriting Ltd is available for properties in England, Scotland, Wales, Northern Ireland, the Channel Islands, and the Isle of Man. This wide regional reach makes it suitable for brokers with clients across the UK and nearby islands. Brokers can confidently place risks from any of these locations.
What line of business does this product fall under?
This product falls under commercial insurance and property insurance. It is designed for properties that do not fit standard insurance criteria. Brokers can use it for clients with unique or complex property needs in the commercial sector.
Does Niche Property Non-Standard by Touchstone Underwriting Ltd provide cover for unoccupied buildings?
Yes, Niche Property Non-Standard can cover unoccupied buildings. This includes properties awaiting renovation, sale, or new tenants. The product is suitable for a range of vacant property risks, helping brokers secure cover for harder-to-place cases.
Who is the provider of this specialist property insurance product?
Touchstone Underwriting Ltd provides this specialist property insurance product. The company has expertise in non-standard and complex property risks. Brokers benefit from their experience and support when placing challenging property cases.
Can Niche Property Non-Standard by Touchstone Underwriting Ltd be tailored for large sums insured?
Yes, the product can be tailored for large sums insured. Brokers can work with Touchstone Underwriting Ltd to arrange cover for high-value properties or portfolios. Flexible cover options allow for bespoke solutions to suit each client’s needs.
Can brokers access this product directly, or is a contract required?
A broker contract is required to access Niche Property Non-Standard by Touchstone Underwriting Ltd. Brokers must arrange a contract with Touchstone Underwriting Ltd before quoting or binding cover. This ensures only authorised brokers can offer the product to their clients.
Is this product backed by any major insurance markets?
Yes, Niche Property Non-Standard by Touchstone Underwriting Ltd is backed by Lloyd’s and London Market Insurers. This backing provides strong financial security and trusted claims support. Brokers and clients can rely on the stability and reputation of these major insurance markets.
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