Legal Expenses - Property Owners
Professional Services Insurance
GBP 0
Channel Islands, England, Isle of Man, Northern Ireland, Wales, Scotland
Yes
- Legal Expenses
- property owners
Product Overview
Legal Expenses - Property Owners by Touchstone Underwriting Ltd offers landlords and property owners a practical way to manage legal risks. This cover helps with common issues like tenant disputes, unpaid rent, and property damage, giving peace of mind to those who let out residential or commercial properties.
About Legal Expenses - Property Owners by Touchstone Underwriting Ltd
The policy pays for legal costs if a landlord needs to recover rent, evict tenants, or defend against property-related prosecutions. It also covers contract disputes and provides a jury service allowance, making it a well-rounded choice for property owners.
Limits are set at £100,000 for each claim and £1,000,000 for the policy period, with no excess to pay. Eligibility is straightforward for landlords with formal tenancy agreements and brokers must be involved in the application. Policy documents and forms are available for download, helping brokers and clients check all details before applying.
For more details or to get a quote, brokers can use the ‘Contact Underwriter for Quote’ option on this page or review the linked documents. This makes it easy to take the next step with Legal Expenses - Property Owners by Touchstone Underwriting Ltd.
Legal Expenses - Property Owners by Touchstone Underwriting Ltd FAQs
What types of legal issues are covered by the policy?
Legal Expenses - Property Owners by Touchstone Underwriting Ltd covers a range of legal issues faced by landlords. These include disputes with tenants about unpaid rent, eviction proceedings, property damage, and nuisance claims. The policy also pays legal costs for contract disputes, criminal prosecutions related to the property, and provides a jury service allowance.
In which regions is this legal expenses cover available?
This policy is available for properties located in England, Wales, Scotland, Northern Ireland, the Channel Islands, and the Isle of Man. Legal Expenses - Property Owners by Touchstone Underwriting Ltd is designed to support landlords and property owners across these regions, offering consistent protection wherever the property is based.
Who can apply for Legal Expenses - Property Owners by Touchstone Underwriting Ltd?
Landlords and property owners with residential or commercial properties can apply for this cover. Applicants must have formal tenancy agreements in place and work with an insurance broker to arrange the policy. This ensures the product is suitable for both individual landlords and those with larger portfolios.
Does this policy cover disputes that started before the policy was purchased?
No, Legal Expenses - Property Owners by Touchstone Underwriting Ltd does not cover disputes or legal matters that began before the policy start date. Only new disputes arising after the policy is in force are eligible for cover. This helps keep the policy fair for all parties.
Are there any financial limits or excesses with Legal Expenses - Property Owners by Touchstone Underwriting Ltd?
The policy provides up to £100,000 cover for each claim and £1,000,000 in total during the policy period. There is no excess to pay on claims, making it a straightforward choice for property owners. These limits help manage costs and provide clear expectations for cover.
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