Legal Expenses - Trades People
Professional Services Insurance
GBP 0
Channel Islands, England, Isle of Man, Northern Ireland, Wales, Scotland
Yes
- Legal Expenses
- SME’s with turnover up to £5M
Product Overview
Legal Expenses - Trades People by Touchstone Underwriting Ltd offers practical legal protection for tradespeople and small businesses across the UK. This product helps manage the costs of legal action, whether claims are brought by or against the insured party.
Cover includes up to £100,000 for any one claim and up to £1,000,000 in total during the policy period. There is also a £1,000 jury service allowance for each claim. The policy supports a wide range of legal issues, such as employment disputes, contract disagreements, property matters, and debt recovery.
About Legal Expenses - Trades People by Touchstone Underwriting Ltd
Tradespeople and contractors can access legal advice and support when they need it most. The policy wording outlines clear terms, with no excess payable and coverage available in England, Scotland, Wales, Northern Ireland, the Channel Islands, and the Isle of Man.
Touchstone Underwriting Ltd requires brokers to have a contract in place before arranging cover. All applications go through an underwriting process, with proposal forms and supplemental documents available for download on the product page.
Brokers can find more details, download policy documents, or reach out to Touchstone Underwriting Ltd directly through the ‘Contact Underwriter for Quote’ option on this page. For further support or to request a quote, use the interactive tools provided.
Legal Expenses - Trades People by Touchstone Underwriting Ltd FAQs
What does the policy cover?
Legal Expenses - Trades People by Touchstone Underwriting Ltd covers legal costs for a wide range of disputes. These include employment issues, contract disagreements, property protection, debt recovery, tax investigations, and legal defence. The policy also provides a jury service allowance and access to a legal advice helpline for insured tradespeople and businesses.
Who can apply for this cover and where is it available?
This policy is available to tradespeople, contractors, and small businesses in England, Scotland, Wales, Northern Ireland, the Channel Islands, and the Isle of Man. Both sole traders and limited companies can apply. Brokers must have a contract with Touchstone Underwriting Ltd to arrange this cover for their clients.
Does Legal Expenses - Trades People by Touchstone Underwriting Ltd include a jury service allowance?
Yes, the policy includes a jury service allowance. The policy pays up to £1,000 for each claim involving jury duty. This benefit helps cover lost income or expenses when the insured is called to serve.
What is the benefit of the jury service allowance?
The jury service allowance provides financial support if the insured is required for jury duty. It helps offset lost earnings or extra costs during the period of service. This feature of Touchstone Underwriting Ltd’s Legal Expenses - Trades People program ensures tradespeople and businesses are not left out of pocket when fulfilling civic duties.
Can Legal Expenses - Trades People by Touchstone Underwriting Ltd be arranged for sole traders and limited companies?
Yes, this cover is available to sole traders, partnerships, and limited companies. The policy is designed for a range of business structures in the eligible territories. Brokers can help both individuals and registered companies secure legal expenses protection.
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