Terrorism
Commercial Insurance
Public Sector Insurance
GBP 25 /year
GBP 0
Channel Islands, Isle of Man, Northern Ireland
Yes
- Business Interruption
- Public Liability
- commercial property
- mixed user property
- residential and flats
- large, bespoke risks (above £60m
- exposure) where we may consider
- excess of loss programs in addition
- Additional Coverages include:
- Material Damage
Product Overview
Terrorism by Touchstone Underwriting Ltd offers a clear solution for property owners and businesses who want to protect against terrorist acts. This stand-alone policy is designed for commercial property, mixed-use buildings, and residential flats, whether single or across multiple locations. Cover is available for individual sites within a property portfolio, making it flexible for both small and large risks.
The product focuses on two main areas: property damage and business interruption caused by terrorism. Material damage is covered, along with the loss of income if a business cannot trade due to a terrorist event. There is no excess to pay, so claims are settled from the first pound. The minimum cover starts at £25, with no stated upper limit, and the policy can be tailored for large, bespoke risks, including those above £60 million.
About Terrorism by Touchstone Underwriting Ltd
The policy is available in the Channel Islands, Isle of Man, and Northern Ireland. It is suitable for both commercial and public sector clients. The policy can also include extra features like denial of access and loss of attraction, depending on the needs of the insured. Brokers must have a contract with Touchstone Underwriting Ltd to offer this product.
For more details, brokers can check the downloadable policy wording and forms on the product page. If you want to discuss a quote or need support, the ‘Contact Underwriter for Quote’ options are easy to find on the page.
Terrorism by Touchstone Underwriting Ltd FAQs
What types of properties can be covered by the policy?
Terrorism by Touchstone Underwriting Ltd is suitable for a wide range of properties. It covers commercial buildings, mixed-use properties, and residential flats. The policy is flexible, so it can insure both single sites and multiple locations within a portfolio. This makes it a practical choice for landlords, business owners, and property managers who need tailored protection.
What is the minimum cover available for this terrorism insurance product?
The minimum cover for this terrorism insurance product is £25. The policy is designed to suit different property values and risk profiles. There is no stated upper limit, and large or bespoke risks can be considered for higher cover as needed.
Which regions are eligible for cover under Terrorism by Touchstone Underwriting Ltd?
This policy is available for properties in the Channel Islands, Isle of Man, and Northern Ireland. It is suitable for both commercial and public sector clients in these regions. The product is designed to meet the needs of property owners and businesses operating in these areas.
Can brokers tailor Terrorism by Touchstone Underwriting Ltd for large or complex risks?
Brokers can tailor this policy for large, bespoke risks, including those above £60 million in exposure. The product allows for excess of loss programmes and flexible arrangements for complex portfolios. This makes it suitable for high-value properties and clients with unique requirements.
Who is eligible to offer this terrorism insurance policy to clients?
Only insurance brokers with a contract with Touchstone Underwriting Ltd can offer this terrorism insurance policy. Brokers must complete the required documentation and follow the provider’s guidelines. This ensures that clients receive professional advice and support throughout the process.
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