Commercial Combined
Commercial Insurance
Public Sector Insurance
GBP 10M
GBP 0
Channel Islands, England, Isle of Man, Northern Ireland, Wales, Scotland
Yes
- Business Interruption
- Employers Liability
- Property Damage
- Public Liability
- manufacturers
- wholesalers / distributors
- (larger) retailers
- food industry
- engineering
- printers
- plastics
- technology and many more
- Additional Coverages include:
- Average Waiver Condition
- No Location Limit
- Money and Assault
- Goods in Transit
Product Overview
Commercial Combined by Touchstone Underwriting Ltd offers a flexible insurance solution for businesses across the UK. This policy brings together a range of essential covers in one simple package, making it easier for businesses to manage their risks.
About Commercial Combined by Touchstone Underwriting Ltd
This product is designed for manufacturers, wholesalers, retailers, and many other sectors. It covers property damage, business interruption, employers’ liability, and public liability, all under a single policy. The policy can be tailored to suit different business needs, with options to enhance wordings and include standard extensions.
Commercial Combined by Touchstone Underwriting Ltd provides up to £10 million cover per location, with no location limits. It is backed by A-Rated capacity, giving peace of mind to both brokers and clients. Additional features include cover for goods in transit, money and assault, and an average waiver condition to help reduce underinsurance worries.
Touchstone Underwriting Ltd supports brokers with a dedicated portal and helpful resources. For more details or to get a quote, brokers can use the contact options and explore the product documents available on this page.
Commercial Combined by Touchstone Underwriting Ltd FAQs
What types of businesses can benefit from Commercial Combined by Touchstone Underwriting Ltd?
Commercial Combined by Touchstone Underwriting Ltd is designed for a wide range of businesses. It suits manufacturers, wholesalers, larger retailers, engineering firms, printers, plastics companies, and technology businesses. The policy is also flexible enough to support many other commercial sectors with varied needs.
What is the maximum sum insured available with Commercial Combined by Touchstone Underwriting Ltd?
The policy offers up to £10 million total sums insured per location, with no limit on the number of locations. Public and products liability can also be insured up to £10 million, giving strong protection for larger risks.
Which regions are covered by the Commercial Combined product?
Commercial Combined by Touchstone Underwriting Ltd is available to businesses in England, Wales, Scotland, Northern Ireland, the Channel Islands, and the Isle of Man. There are no restrictions on the number of locations covered, making it ideal for businesses with multiple sites.
Does Commercial Combined by Touchstone Underwriting Ltd require a broker contract?
Yes, a broker contract is required to access Commercial Combined by Touchstone Underwriting Ltd. This ensures that brokers have the right agreements in place to present and arrange cover for their clients.
Can the Commercial Combined policy be tailored for specific business needs?
The policy can be tailored to suit different business requirements. Standard extensions are included, and policy wordings can be enhanced or adjusted to meet the unique needs of each client. This flexibility helps brokers find the right fit for their customers.
What is the public liability limit available with Commercial Combined by Touchstone Underwriting Ltd?
Commercial Combined by Touchstone Underwriting Ltd provides up to £10 million in public and products liability cover. This helps protect businesses against claims from third parties for injury or property damage.
Are there any restrictions on the types of businesses that can apply for Commercial Combined by Touchstone Underwriting Ltd?
The policy is designed for a broad range of commercial clients, especially those in manufacturing, wholesale, retail, food, engineering, printing, plastics, and technology. Other business types may also be considered, depending on their risk profile.
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