Specialist Products Liability

by Touchstone Underwriting Ltd

Coverages: Employers Liability | Financial Loss | Hard to Place Liability | Professional Indemnity | Public Liability

Specialist cover for any business that designs, manufacturers or supplies products to the trade or public. A business can be held liable for faulty products even if they did not manufacture them. Covering products of a safety critical nature, losses arising from product failure, products exported to N.America and products knowingly incorporated into the structure or controls of an aircraft or aerial devise and a waterborne craft.
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Commercial Insurance

Public Sector Insurance

Property Insurance

GBP 0

Channel Islands, England, Isle of Man, Northern Ireland, Wales, Scotland

Yes

  • Employers Liability
  • Financial Loss
  • Hard to Place Liability
  • Professional Indemnity
  • Public Liability
  • any business that designs, manufactures or supplies products to the trade or public
  • companies supplying engineering solutions to the oil and gas sector
  • companies supplying to the military or defence sectors
  • new venture, R&D and prototype development businesses
  • precision engineers who have invested in the latest CNC and CAM/CAD technology

  • Additional Coverages include:
    • Critical Products including High Hazard Trade
    • Efficacy Cover
    • Legal Expenses

Product Overview

Specialist Products Liability by Touchstone Underwriting Ltd offers tailored protection for businesses involved in designing, making, or supplying products. This cover is built for firms that face risks from faulty or safety-critical products, even if they are not the original manufacturer.
The policy addresses claims linked to product failure, including those exported to North America. It also covers products used in aircraft, aerial devices, or waterborne craft, which many standard policies do not touch.
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About Specialist Products Liability by Touchstone Underwriting Ltd

This cover suits businesses in engineering, oil and gas, defence, and precision manufacturing. It is also a good fit for new ventures and those using advanced CNC or CAD/CAM technology.
Specialist Products Liability by Touchstone Underwriting Ltd includes public liability, employers’ liability, financial loss, and professional indemnity. Legal expenses and efficacy cover are also available for added peace of mind.
Brokers can find all the details, forms, and contact options on this page. For tailored advice or a quote, use the ‘Contact Underwriter for Quote’ button or check the product documents for more information.



Specialist Products Liability by Touchstone Underwriting Ltd FAQs

What types of businesses can benefit from the policy?

Specialist Products Liability by Touchstone Underwriting Ltd is ideal for businesses that design, manufacture, or supply products to the trade or public. It is also suitable for companies in engineering, oil and gas, defence, and those using advanced CNC or CAD/CAM technology. Firms involved in research, development, or prototype work can also benefit from this cover.

Which regions are served by this insurance policy?

This insurance policy serves businesses based in England, Scotland, Wales, Northern Ireland, the Channel Islands, and the Isle of Man. Specialist Products Liability by Touchstone Underwriting Ltd is designed to support firms operating across the UK and nearby territories. This wide reach helps businesses with multiple locations or cross-border operations.

Is a broker contract required to access Specialist Products Liability by Touchstone Underwriting Ltd?

Yes, a broker contract is required to access the program must have an agreement in place with Touchstone Underwriting Ltd before arranging cover or requesting a quote. This ensures the product is distributed professionally and maintains high service standards.

Are there any minimum or maximum coverage limits for Specialist Products Liability by Touchstone Underwriting Ltd?

There are no specified minimum or maximum coverage limits for the policy in the available documents. Coverage details are tailored to each business’s needs. Brokers should contact the underwriter directly for specific terms and limits.

Can new ventures and start-ups apply for this insurance?

Yes, new ventures and start-ups can apply for Specialist Products Liability by Touchstone Underwriting Ltd. The policy is suitable for businesses involved in research, development, and prototype work. It supports innovation and growth by offering flexible cover for emerging risks.

Does the policy include professional indemnity cover?

Yes, professional indemnity is included in Specialist Products Liability by Touchstone Underwriting Ltd. This cover protects businesses against claims arising from professional advice or services given to clients. It is especially important for firms offering technical expertise or consultancy as part of their operations.

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To: Touchstone Underwriting Ltd

Specialist Products Liability

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