Commercial Combined Mid Corp

by Touchstone Underwriting Ltd

Coverages: Business Interruption | Employers Liability | Property Damage | Public Liability

Up to £25M Material Damage /Business Interruption any one location (higher limits available on request). Public/Products Liability up to £10M limit (up to £40m with own Excess of Loss product). Genuine ‘All Risks’ cover (with limited exclusions).

Our Mid Corp Commercial Combined product offers flexible, bespoke cover across a wide range of industry sectors including wholesale, retail, manufacturing, metalworking, engineering, printing and technology.
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Commercial Insurance

Public Sector Insurance

GBP 40M

GBP 0

Channel Islands, England, Isle of Man, Northern Ireland, Wales, Scotland

Yes

Simon Bell
Simon Bell

Lead Underwriter - Liability and Construction

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  • Business Interruption
  • Employers Liability
  • Property Damage
  • Public Liability
  • building products
  • ceramics
  • electrical goods
  • general wholesalers
  • hardware
  • machinery
  • manufacturing
  • metal
  • office and electrical equipment
  • plastic products
  • precision engineering
  • printers, publishing and media risks
  • soft drinks
  • telecommunications equipment
  • wholesalers

  • Additional Coverages include:
    • Excess of Loss
    • Genuine All Risks
    • Goods in Transit
    • Money and Assault

Product Overview

Commercial Combined Mid Corp by Touchstone Underwriting Ltd brings together a wide range of covers for mid-sized businesses across the UK. This policy is designed to suit many industries, including manufacturing, wholesalers, and technology, with flexible limits that can reach up to £40 million for liability.

About Commercial Combined Mid Corp by Touchstone Underwriting Ltd

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The core cover includes material damage, business interruption, employers’ liability, and public liability. ‘All risks’ protection comes as standard, with only a few exclusions, so firms get peace of mind for most situations.
Brokers can tailor the policy with extra options like excess of loss, goods in transit, and money and assault cover. The product is available to businesses in England, Scotland, Wales, Northern Ireland, the Channel Islands, and the Isle of Man.
Commercial Combined Mid Corp by Touchstone Underwriting Ltd is only available through brokers who hold a contract with Touchstone Underwriting Ltd. The application process is straightforward, using a detailed supplemental form to help underwriters assess each risk.
If you want to find out more, you can use the contact options on this page or download the product form. For more details, check the provider’s website or explore other products from Touchstone Underwriting Ltd.



Commercial Combined Mid Corp by Touchstone Underwriting Ltd FAQs

What types of businesses can apply for Commercial Combined Mid Corp by Touchstone Underwriting Ltd?

Commercial Combined Mid Corp by Touchstone Underwriting Ltd is designed for mid-sized businesses in the UK. It suits a wide range of industries, such as manufacturing, building products, wholesalers, engineering, office equipment, telecommunications, and publishing. Firms in plastics, ceramics, and electrical goods are also eligible. Businesses outside these sectors may need to check with the underwriter for eligibility.

What information do brokers need to provide when applying for this product?

Brokers must complete a supplemental form with detailed information about the business. This includes business activities, turnover, staff numbers, property details, risk management, and previous claims history. The form also asks about security measures, health and safety, and any extra cover options needed for the Commercial Combined Mid Corp by Touchstone Underwriting Ltd.

Which regions are covered by Commercial Combined Mid Corp by Touchstone Underwriting Ltd?

This policy is available to businesses based in England, Scotland, Wales, Northern Ireland, the Channel Islands, and the Isle of Man. It is not available to firms outside these areas. The product is tailored for businesses operating across these UK regions.

Can this policy be customised for different business needs?

Yes, Commercial Combined Mid Corp by Touchstone Underwriting Ltd is flexible and can be tailored for each business. Brokers can add extra options, such as excess of loss, goods in transit, or money and assault cover. Higher limits are also available on request, subject to underwriting.

What makes the cover provided by Commercial Combined Mid Corp by Touchstone Underwriting Ltd different?

This policy stands out for its genuine ‘all risks’ cover, which includes broad protection with limited exclusions. The product offers flexible limits, up to £40 million for liability, and can be customised with extra options. It is designed for mid-sized businesses needing a single, comprehensive insurance solution.

What is meant by ‘genuine all risks’ cover in this policy?

‘Genuine all risks’ means the policy covers most types of loss or damage, except for a few specific exclusions. This gives businesses broad protection under one policy, making it easier for them to manage their insurance needs with confidence.

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To: Touchstone Underwriting Ltd

Commercial Combined Mid Corp

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