Momentum Broker Solutions reported £20.6 million in turnover for 2025, delivering double-digit revenue growth during a period of softer pricing and subdued economic conditions across the UK insurance market.
The appointed representative (AR) network increased turnover from £18.4 million in 2024 to £20.6 million, while profit before tax reached £2.4 million. Gross written premium (GWP) exceeded £100 million for the first time.
The result comes during a period in which pricing across several commercial lines moderated, placing pressure on broker income. Within that context, Momentum’s figures indicate continued expansion in both revenue and premium volume.
“2025 was a challenging year across the insurance market. Pricing softened and economic conditions remained subdued. Against that backdrop, we are proud to have delivered double digit revenue growth,” said Howard Pepper, managing director of Momentum Broker Solutions.
“Momentum’s success is always shared. It reflects the hard work of our Broker Partners and the team across Momentum who support them,” Pepper added.
The 2025 performance follows reported growth in 2024, when the company recorded £18.43 million in revenue and more than £97 million in GWP. Premium volume rose by 21% that year, while operating profit increased by 40%.
Momentum also passed 100 appointed representatives in 2024, providing a larger base of partner firms contributing to premium and revenue in the latest reporting period.
In December 2025, the company launched Momentum Equity Partners (MEP) in partnership with AUB Group. The facility provides funding options for brokers within the network, including support for acquisitions, recruitment, working capital and succession planning.
Industry coverage has pointed to growing demand for capital among UK brokers, particularly as firms weigh independence against consolidation. Access to funding has become a determining factor in whether smaller intermediaries can pursue acquisitions or invest in staff and systems.
The MEP initiative follows AUB’s 40% equity investment in Momentum announced in 2024. That transaction provided external backing while allowing the network to retain its independent structure, according to published reports.
Momentum added 13 broker partners and 14 employees during 2025, while maintaining retention across its network. The company said recruitment remains selective, supported by governance standards.
The AR model continues to attract new entrants seeking operational support without full acquisition. In 2025, Castlebridge Risk Solutions launched as an appointed representative of Momentum, providing commercial insurance services through partnerships with financial services firms.
Other operators are also active in the space. Jensten Group introduced its own network proposition earlier in the year, reflecting competition among platforms offering infrastructure, compliance and market access to independent brokers.
At the same time, the AR segment remains under regulatory scrutiny in the UK, with the Financial Conduct Authority maintaining focus on oversight and accountability within such arrangements. Networks operating in this space continue to balance growth with compliance requirements.
During the year, Momentum directed investment towards technology, operational capability and its Momentum 360 platform, which supports broker partners with back-office and operational functions.
“Investment has always been part of our strategy.” Pepper said. “In 2025 we accelerated that investment. We strengthened our technology, expanded operational capability and continued to build the infrastructure that will support the next stage of the business. These investments have been made to ensure we create a platform for future growth.”
The company also made changes to its senior leadership team during the year.
Pepper said the business would continue to focus on internal performance and partner support.
“We cannot control the market cycle, but we can control how well we run our business. Our focus remains on supporting our Broker Partners, continuing to invest and building a business that is strong for the long term.”
