Howden

Howden Reinsurance (Howden Re) is the reinsurance arm of Howden Group, known for global treaty and advisory work. In 2024, its reinsurance revenue grew by 30 percent to lead the broker market’s organic growth.

History of Howden Reinsurance

Howden Re is the reinsurance division of Howden Group, founded in 1994. The reinsurance arm was established to provide specialized reinsurance brokerage services globally.

It has since evolved into a leading reinsurance broker and advisor. Recent milestones in Howden Reinsurance's history include:

• 2023: acquired TigerRisk to grow capital markets and advisory services
• 2024: rebranded from Howden Tiger to Howden Re to unify global operations
• 2024: reported 25 percent organic growth and became the fastest-growing reinsurance intermediary
• 2025: acquired Innova Re to build a stronger foothold in the Peruvian reinsurance market

Howden Re also released its “Into the Cyberverse” report about rising cyber reinsurance needs. The report shows the company’s push to offer smarter tools for cyber risk protection.

Reinsurance products and services

Howden Reinsurance offers global expertise and local support through a wide range of services and tools:

• property reinsurance: supports client goals with blended experience across markets
• casualty reinsurance: focuses on custom terms through analytics and broking expertise
• cyber reinsurance: builds structured support for cyber exposure and coverage placement
• facultative reinsurance: handles single-risk, deductible buy-downs, and carve-outs
• credit surety and political risk: covers financial risk with hands-on broking model
• professional liability: protects clients from legal and financial liability claims
• life and health: applies modeling tools to manage volatility and retention levels
• medical PL and lawyers PL: helps cover risks in medical and legal professions

Strategic and analytical tools

• strategic advisory: supports growth, capital structuring, and M&A across reinsurance sectors
• rating agency advisory: advises on securing or improving credit ratings to support financial goals
• NOVA: reinsurance market platform using 300+ data sources for actionable insights
• TigerEye: real-time portfolio analytics tool built to support smarter underwriting decisions

Howden Reinsurance maintains trusted relationships with over 100 reinsurers built on decades of team experience.

Culture and core values

Howden Re is defined by a culture built on independence, shared ownership, and entrepreneurial drive. Its people-first mindset is why employees stay, and why recruiters often walk away empty-handed.

Workplace environment and benefits

Howden Reinsurance supports different paths and values staff who reflect shared goals. The team creates a flexible, healthy space where work and life can both thrive:

• reasonable adjustments: includes flexible hours, hybrid setups, and tailored IT or workspace needs
• mental and physical health: supports well-being at home and at work to improve overall happiness
• work/life balance: promotes healthy time off, remote work, and support for personal needs
• career growth: encourages people to lead new ideas and follow goals that matter to them
• charity and social action: backs staff in volunteering and building change through cause-driven projects

The company backs bold ideas and stands by its people through small wins and big steps. Howden Re wants every person to try new things and help shape a better future.

Diversity and inclusion

Howden Reinsurance builds a workplace that reflects different perspectives and values belonging and openness:

• All of Us: global pledge program focused on inclusion, action, and employee-led change
• Respect: internal ERG-driven initiative for voice, value, and collaboration across teams
• gender pay gap: promotes fair hiring, growth, and recognition through clear recruitment practices

The company backs diversity through action, not words, by pushing change from the inside out. A global D&I figure now leads the group’s efforts to grow and support inclusive talent worldwide.

Sustainability approach

Howden Reinsurance shares progress, plans, and case studies in its Sustainability Report. In Yemen, it helped de-risk a UN-led oil mission under complex global pressures. The team engaged over 100 underwriters and used insurance as a force for good.

The future at Howden Reinsurance

Howden Re sees renewable energy as a major driver of future reinsurance growth. Its latest report highlights solar, wind, and battery storage as areas of rising risk and demand. The company calls for better tools, teamwork, and clear risk-sharing across the energy supply chain.

Howden Reinsurance partnered with Rivonia Road Capital to expand commission financing for insurance players. The deal blends Howden Re’s network with Rivonia’s asset-based lending expertise. This move supports the firm’s goal to help clients grow, stay agile, and access capital faster.