Public and Products Liability
Commercial Insurance
Retail Sector Insurance
Specialty Services Insurance
AUD 250 /year
AUD 20M
AUD 500
All States
No
- General Liability
- Product Liability
- Public Liability
- cafes and restaurants
- air conditioning installation, solar panel installation, electricians, shop fitters, cabinet makers
- motor trades including diesel mechanics, vehicle wrapping panel beater / smash repairer, motor wreckers
- retail businesses
- professional services, such as lawyers, accountants, architects and engineers
- medical professionals such as psychologists, and dentists
- beauty therapists such as hairdressers, nail and beauty salons
- real estate agents
- administrative and support services such as bookkeepers, secretarial services or graphic designers
- domestic and office cleaning
- beauty care manufacturing
Product Overview
Public and Products Liability by ProRisk Underwriting Pty Ltd is designed to help protect Australian small businesses from the risks that come with daily operations. This cover, also known as Broadform Liability or General Liability, provides support for claims involving personal injury or property damage that may occur during business activities.
With coverage starting from AUD 250 per year and limits up to AUD 20 million, this policy suits a wide range of businesses. It is available to industries including retail, trades, professional services, and healthcare.
About Public and Products Liability by ProRisk Underwriting Pty Ltd
This insurance policy includes general, product, and public liability, helping businesses manage their legal responsibilities to third parties. An excess of AUD 500 applies, and coverage is available in all states, ensuring broad access for Australian businesses.
ProRisk Underwriting Pty Ltd does not require brokers to have a contract to offer this product. The application process is straightforward, with forms and online tools available for quick quotes and binding.
Brokers can find more details, access forms, or connect with an underwriter directly through the 'Contact Underwriter for Quote’ option. For those ready to take the next step, the contact options and resources make it easy to get started.
Public and Products Liability by ProRisk Underwriting Pty Ltd FAQs
What does public and products liability insurance cover?
Public and products liability insurance covers claims for personal injury or property damage caused by your business activities or products. It helps protect against legal costs and compensation if a third party is affected. For example, if a customer slips in your store or a product causes damage, this cover responds. Public and Products Liability by ProRisk Underwriting Pty Ltd includes these protections for many Australian businesses.
What types of businesses can apply for Public and Products Liability by ProRisk Underwriting Pty Ltd?
The policy is open to many different types of businesses. Eligible applicants include cafes and restaurants, air conditioning installers, electricians, shop fitters, cabinet makers, and motor trades such as diesel mechanics and panel beaters.
Public and Products Liability by ProRisk Underwriting Pty Ltd can also cover retail businesses, professional services like lawyers and accountants, and medical professionals such as psychologists and dentists. It also extends to beauty therapists, real estate agents, cleaning services, and beauty care manufacturers, making it relevant across much of the commercial market.
Can professional services businesses get cover under this policy?
Professional services businesses can apply for Public and Products Liability by ProRisk Underwriting Pty Ltd. The policy is open to different professionals like lawyers, accountants, architects, engineers, and other similar professions.
What documents are needed to apply for this liability insurance?
Applicants must complete the official application form for Public and Products Liability by ProRisk Underwriting Pty Ltd. The form collects details about business activities, risk exposures, and other relevant information.
Brokers can access the form directly from the product page or the company’s website. They can also access the ProBind quote and bind platform through the product document links and start a digital quote there.
Product Liability
Small Businesses<
Cafe / Restaurants
Business Operations
Retail
Hair and Beauty Salon
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