ProRisk’s Management Liability insurance covers risks arising from the actions and decisions of directors, officers and managers, which arise from the running of a business.
trades - air conditioning installation, solar panel installation, electricians, shop fitters, cabinet makers
retail businesses, such as florists, dress shops, shoemakers, drycleaners, bakeries
professional services, such as accountants, architects and engineers
medical and allied health professionals, such as psychologists, chiropractors, dentists
beauty therapists, such as hairdressers, nail and beauty salons
real estate businesses
administrative and support services, such as bookkeepers, secretarial services or graphic designers
cleaning and maintenance businesses
Product Overview
Running a business comes with plenty of challenges, especially when it comes to management decisions. Management Liability by ProRisk Underwriting Pty Ltd is designed to help protect directors, officers, and managers if things go wrong. This cover steps in when claims arise from running the business, including issues tied to employment, statutory duties, or day-to-day management.
About Management Liability by ProRisk Underwriting Pty Ltd
This policy suits a broad mix of businesses, from local cafes and retail shops to trades, professional services, and more. Management Liability by ProRisk Underwriting Pty Ltd helps cover legal costs, settlements, and penalties, so business owners and their teams can focus on what matters most.
Cover starts at just AUD 300 per year, with options reaching up to AUD 10 million. No matter where a business is based in Australia, this product is available through insurance brokers with no separate broker contract required.
Getting started is simple. The forms and resources are online, and brokers can use the digital platform to quote and bind policies in no time. For more details, brokers can reach out to the company via the ‘Contact Underwriter for Quote’ option or check the links on this page.
Management Liability by ProRisk Underwriting Pty Ltd FAQs
What does management liability insurance cover?
Management liability insurance is there to help if claims are made against directors, officers, or managers. It usually covers legal costs, settlements, and penalties related to management decisions, employment issues, or statutory breaches. Some policies also step in for workplace disputes or regulatory investigations. Management Liability by ProRisk Underwriting Pty Ltd brings these protections to a wide range of businesses.
What types of businesses can apply for this insurance policy?
A lot of different businesses can apply for Management Liability by ProRisk Underwriting Pty Ltd. This includes cafes, restaurants, farms, trades, retail shops, professional services, medical and allied health, beauty salons, real estate, admin support, and cleaning services. It’s built for both small and medium-sized businesses across many industries.
Does Management Liability by ProRisk Underwriting Pty Ltd cover all Australian states?
Yes, this policy is available in every state and territory. Businesses anywhere in Australia can access this cover through an authorised insurance broker. That makes it a solid choice for businesses with locations in more than one region.
Can the policy be customised for different industries?
Yes, the cover is flexible and can be tailored to suit different industries. Management Liability by ProRisk Underwriting Pty Ltd works for businesses in retail, trades, professional services, healthcare, and more. As part of the commercial insurance category, it helps meet the needs of many business sectors. For more on commercial insurance, see the Commercial Insurance category page.
What documents are needed to apply for Management Liability by ProRisk Underwriting Pty Ltd?
To apply, businesses need to fill out an application form and provide some key details. This includes business name, ABN, contact details, industry type, claims history, and financial information. Sometimes, extra details about directors or key staff are needed. All forms and resources are online for brokers to access and submit.
People and Employee Risk
Key Person
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