design professionals including architects (up to$5m revenue), draftsperson, interior designers, town planners, landscape architects, quantity surveyors and land surveyors
accountants (up to $15m revenue)
management consultants
lawyers top up
migration agents
miscellaneous consultants including public relations, media consultants
environmental consultants
training / education consultants
project / construction management
change management and business consultants (excluding M&A)
OH&S consultants
loss adjusters
funeral directors
graphic designers
advertising agencies and ad consultants
environmental consultants (up to $15m revenue)
agricultural consultants
Product Overview
Professional Indemnity by ProRisk Underwriting Pty Ltd is built for small and medium businesses looking for civil liability cover. This insurance steps in if a client claims a professional mistake or oversight.
A broad range of professions can take out this cover, including accountants, consultants, designers, and more. With premiums starting at just AUD 300 a year and cover up to AUD 10 million, businesses of all sizes can find a fit.
About Professional Indemnity by ProRisk Underwriting Pty Ltd
This policy includes professional indemnity, crime, and statutory liability cover, so it suits businesses after a bit more peace of mind. ProRisk Underwriting Pty Ltd offers this product in every state, making it accessible for professionals across Australia.
Brokers do not need a contract to access this cover, which helps keep things straightforward. The online quote and bind platform makes it quick for brokers and clients to arrange cover.
To get started or learn more, take a look at the application form, check out the ProRisk website, or use the ‘Contact Underwriter for Quote’ option on this page. The product page also points to extra resources if you want more details.
Professional Indemnity by ProRisk Underwriting Pty LtdFAQs
What types of businesses can apply for the policy?
Professional Indemnity by ProRisk Underwriting Pty Ltd is open to many professional businesses. This includes accountants, real estate professionals, recruitment consultants, architects, designers, surveyors, management consultants, lawyers (top up), migration agents, and more. Both established firms and smaller consultancies can apply for this cover.
What makes Professional Indemnity by ProRisk Underwriting Pty Ltd suitable for SMEs?
This cover is designed with small and medium businesses in mind. It offers flexible options, with premiums starting at AUD 300 and cover up to AUD 10 million. The application is simple, and brokers do not need a contract, so it is easy for SMEs to get covered.
Does Professional Indemnity by ProRisk Underwriting Pty Ltd cover businesses in all Australian states?
Yes, this product is available in every state and territory across Australia. Professionals anywhere in the country can access the same level of support and cover. It is part of the Professional Services Insurance line, so you can visit the Professional Services Insurance category page for more details.
Are there any professions specifically excluded from Professional Indemnity by ProRisk Underwriting Pty Ltd?
The product page and application form focus on who can apply, not who cannot. To check if a profession is eligible, review the target class list or the application form. If your profession is not listed, it is best to contact ProRisk for clarification.
What documents are needed to apply for Professional Indemnity by ProRisk Underwriting Pty Ltd?
To apply, fill out the official application form, which asks for business details, cover preferences, and a declaration. Some professions or cover types might need extra documents. The form is on the product page and helps ProRisk decide if the cover is right for your business.
Brokers can also access this cover through ProRisk’s ProBind platform, which supports quoting, binding and managing policies online.
Media and Marketing Professional
Media and Marketing Professionals
Lawyers / Legal Practices
Real Estate Agents
Complete and up to date listings are our highest priority. Our full-time research team keeps our listings accurate and up to date but sometimes changes happen that we haven’t spotted yet. If you see something out of date, click here to open your email client and send us a message!