Aon plc has announced an additional $1 billion expansion of its proprietary Data Center Lifecycle Insurance Program (DCLP), increasing total program capacity to $3.5 billion and extending the program to include coverage for existing data centers beyond their first year of operations.
With the enhancement, DCLP now provides continuity of coverage into long-term operations, extending support to mission-critical data center assets beyond construction and commissioning.
The announcement marks the program’s second expansion in 2026. In January, Aon raised the program’s total capacity to $2.5 billion from its original $1.5 billion at launch.
“Data centers have become foundational to innovation, connectivity, and economic growth,” said Joe Peiser, CEO of Risk Capital at Aon. “As these assets grow in size, complexity, and importance, resilience must be built from the start. By expanding our Data Center Lifecycle Insurance Program and extending coverage to operating data centers, Aon is helping clients anticipate risk, protect critical assets, and invest in digital infrastructure with greater confidence.”
Launched in June 2025, Aon’s DCLP is a multiline insurance solution designed to address the interconnected construction, operational, cyber, and financial risks facing data center owners, developers, and investors. The latest expansion reflects accelerating global investment in cloud computing, artificial intelligence, and hyperscale infrastructure, a news release highlighted.
According to Aon, key features of the updated program include up to $3.5 billion in coverage for construction all-risks, delay in start-up (DSU), and operational property damage/business interruption; cyber and technology errors and omissions (E&O) coverage up to $400 million, including non-damage cyber DSU and ransomware protection; third-party liability up to $200 million globally, including $100 million in US excess capacity; and project cargo and transport insurance up to $500 million.
Risk engineering and cyber impact modeling are also available through Aon’s Global Risk Consulting team, with capacity supported by a global panel of A-rated or higher insurers across Lloyd’s and company markets.
The April expansion also broadens the program’s scope. The lifecycle approach reflects the growing scale, complexity, and capital intensity of digital infrastructure, enabling clients to secure capacity with greater certainty as assets move into steady-state operation, Aon noted.
The global boom in data center construction, driven by the growth of generative artificial intelligence and machine learning, has created organic growth opportunities for major brokers such as Aon and Marsh. Estimates of up to $10 billion in new premiums are projected to enter the market in 2026 because of these opportunities.
