Willis has launched Digital Infrastructure Protector, an end-to-end lifecycle insurance solution designed to support data centre owners and operators with integrated coverage and enhanced risk management.
The new product combines policy protection across construction and operational phases in a single placement, backed by more than US$3 billion in capacity through collaboration with Zurich.
It addresses the growing complexities of data centre projects in an environment shaped by rapid AI expansion.
Willis developed the solution as part of its ongoing work to provide customised risk management for the sector, moving beyond traditional insurance approaches that often fall short for modern facilities.
Alastair Swift (pictured above), head of global specialties at Willis, said the acceleration of AI-driven data centre construction has created challenges that conventional products struggle to meet.
“As a client-led, data-driven organisation, Willis has developed this solution to respond directly to those challenges,” he noted.
Tom Grandmaison, chief client officer for Willis Construction, added that the product delivers appropriate limits, tailored terms and efficient pricing for each project, helping clients minimise exposure while extracting greater value from their investments.
Digital Infrastructure Protector brings together building, operational property, marine and cargo exposures under one policy, with wording adapted to evolving data centre requirements. Willis and Zurich apply evidence-based broking supported by analytics and data validation to identify gaps and set suitable limits, reducing the risk of overinsurance.
The solution incorporates Willis’s eight-point digital infrastructure risk management framework, introduced earlier in 2026. This provides clients with ongoing holistic assessments of both current and emerging exposures, along with guidance as projects progress and technology upgrades take place.
Clients also gain access to Willis’s newly formed Global Digital Infrastructure Group, launched in February 2026 and led by Alastair Swift. The cross-functional team brings together specialists in construction, energy, climate, technology, cyber, real estate, supply chain, data analytics and risk management to tackle broader sector trends.
These developments sit against a backdrop of strong growth in the data centre sector, where global insurance premiums linked to such facilities are projected to rise substantially in the coming years.
Individual hyperscale projects have reached construction values of US$20 billion or more in recent announcements, with the total insured value often doubling once IT equipment is installed.
