If you lead underwriting, distribution, or portfolio strategy, CMP can look deceptively simple – that is, until you try to grow it. Insurance Business has released its newly enhanced Commercial Multiple Peril (CMP) Competitor Analysis, delivering the most detailed market outlook yet for one of the industry’s most fragmented and strategically complex lines of business.
Insurance Business’ Commercial Multiple Peril Competitor Analysis shows how this fragmented landscape is actually moving. It tracks 2014–2024 market-share trajectories across 260+ insurers, spotlighting where scale is being built, where pullbacks are quietly creating whitespace, and how “stickiness” is being protected (or lost) as market conditions tighten. Drawing on IB+ Data Hub intelligence, NAIC filings, and IBISWorld macro data, new figures track 10-year premium growth, loss trends, and combined ratios across both CMP property and liability segments. While property coverage (now roughly two-thirds of CMP premium) has benefited from rising insured values, liability performance remains strained by social inflation and litigation costs.
A major enhancement is the introduction of state-level performance mapping. New visuals identify the top CMP states by market share, rank states by combined ratios from 2014–2024, and present nationwide combined-ratio maps that expose sharp geographic divergence. Additional charts map defense-to-loss ratios by state, revealing where legal costs function as a structural drag on underwriting returns.
These state-level insights show why CMP profitability increasingly depends on management of geography, litigation and exposure environments. Expanded charts also track how catastrophe volatility and litigation intensity reshape results over time.
Together with a comprehensive data appendix consolidating all underlying statistics and figures, the enhanced CMP report provides a clearer framework for understanding where CMP risk truly resides.
Benchmark your position in CMP’s fragmented future, and download the full Commercial Multiple Peril Competitor Analysis today.
Get the complete report here.
