Rachel Oliver
Chief Operating Officer & Board Director, Moonrock Insurance
Rachel Oliver is a senior insurance executive recognised for her blend of strategic clarity, operational discipline and people-centric leadership. As Chief Operating Officer and Board Director at Moonrock Insurance, she leads the company’s strategic, digital and operational agenda, operating at the intersection of strategy, governance and transformation while holding SMF3 responsibilities.
With more than two decades of experience across the London Market, Rachel has delivered major transformation programmes, strengthened governance frameworks and embedded digital solutions across multiple carriers. She is known for stabilising complex environments, re-energising programmes under regulatory scrutiny and driving measurable improvements in performance, culture and organisational capability.
Her work reflects a deep commitment to modernising insurance operations—advancing risk frameworks, enhancing resilience and enabling the digital evolution of underwriting and business processes. Beyond technical delivery, Rachel is widely regarded as a catalyst for individual growth and cultural cohesion, helping organisations strengthen their foundations while accelerating their strategic ambitions. She continues to champion high-performing, inclusive and future-ready teams across the industry.