A man with a long record of insurance fraud has been sentenced to two years in prison after submitting a false travel insurance claim while subject to a Serious Crime Prevention Order (SCPO).
Dominic Williams, also known as Ayodele Oladuti, of Gravesend, attempted to claim on a travel insurance policy after reporting a theft at licensed premises in Brick Lane, east London. He claimed a Goyard bag, a Louis Vuitton wallet, car keys, cash, a driving licence, and event tickets were stolen. To support the claim, Williams submitted falsified documents, including a fabricated hotel booking confirmation and altered bank statements, attempting to convince the insurer that the loss was genuine.
The submission of false documents breached the conditions of his SCPO, which required him to declare all insurance policies and claims to a dedicated offender manager. He also failed to inform the City of London Police Lifetime Offender Management Unit about the claim. These safeguards are intended to reduce the risk of recidivism, yet this case demonstrates how determined fraudsters can exploit gaps in oversight.
Detective Constable Daniel Weller of the City of London Police’s Insurance Fraud Enforcement Department (IFED) said Williams’ actions showed a deliberate attempt to exploit insurers’ processes. Fraud by false representation remains a key concern for insurers, as it not only results in financial losses but also increases operational workloads, drives up premiums, and erodes trust in the claims process.
Carl Mather, special investigations unit manager at Aviva, highlighted that SCPOs provide additional protection for insurers and policyholders, creating legal obligations for offenders to report insurance policies and claims. Breaches of these orders carry serious consequences, including imprisonment and fines, and can trigger suspended sentences, he said.
Williams’ history includes tenancy fraud, cheque fraud, credit card cloning, and multiple insurance frauds. In February 2025, he received a suspended two-year sentence for 16 insurance fraud offences against Aviva, involving fraudulent claims for cancelled holidays and lost possessions during the pandemic, totalling £61,380.16 in payouts.
For the latest offences, Williams was sentenced to eight months for two SCPO breaches, eight months for fraud by false representation, and eight months for breaching a suspended sentence, resulting in a total term of 24 months.
The case highlights systemic challenges for insurers, including the need for robust fraud detection, claims verification, and monitoring of high-risk individuals. Repeat offenders place pressure on claims departments and can drive up premiums for honest policyholders. It also illustrates the importance of cooperation between insurers, law enforcement, and regulatory bodies to safeguard the integrity of the insurance market and protect consumers from fraudulent activity.
