Coverage gaps persist across Europe
Rod Bolivar Apr 10, 2026
It's not the big-name disasters keeping insurers up at night anymore – it's something far more frequent and harder to predict
The first loss estimate for Nils confirms a mid-sized loss to French property and motor books
Coalition says the government's housing push is overlooking flood risk
France absorbed nearly three-quarters of the damage
Repeat claims remain protected, but pricing pressures are building
Concentrations in Greater London, Essex and other hot spots are raising red flags for insurers
Global trends, structural pressures and systemic vulnerabilities are reshaping catastrophe risk management
From bushfires Down Under to European floods, insurance and brokerage leaders are confronting the same pressure-cooker mix: surge volumes, thorny coverage questions, escalating claims costs, rising customer expectations and rebuild constraints
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