Zurich UK has expanded its multinational insurance offering for mass risks, enabling businesses with operations in Austria, Belgium, France, Germany, Italy, Netherlands, and Spain to be covered under a single mid-market commercial combined 'all risks' policy issued in the UK.
The extension eliminated the need for separate local EEA policies, simplifying coverage for both brokers and customers, and reducing the administrative burden for companies operating across multiple jurisdictions.
Morgan Lyons, head of retail commercial at Zurich UK, said the expansion is a key step in strenghtening support for UK businesses with international operations.
"Through our proposition enhancement, we will be supporting mid-market companies as they begin to grow and expand within the EEA region," Lyons said.
With regional underwriters now embedded in nine hubs across the UK, the company said brokers will benefit from tailored advice and the ability to offer policies that reflect the unique risk profiles of each business. This approach allows customers to access Zurich’s local expertise and ensures consistent underwriting standards across multiple territories under a single policy, reducing the need for separate negotiations or documentation with local insurers.
The expansion also reflects broader trends in the UK insurance market, where businesses increasingly require flexible, multinational solutions that can keep pace with cross-border growth. Many mid-market companies face challenges in navigating multiple insurance policies across different countries, and a unified ‘all risks’ policy can help streamline claims handling, renewals, and reporting.
For brokers, the move offers an opportunity to provide clients with a simplified solution that consolidates coverage, while still benefitting from Zurich’s local knowledge and underwriting expertise in each territory.
The solution specifically targets mass risks, or those businesses not exceeding two specific criteria, ensuring that the policy meets the needs of companies of a manageable scale while still offering multinational coverage.
By integrating this capability into its regional underwriter teams and maintaining a close connection to the multinational hub, Zurich said it aims to deliver a more seamless experience for brokers and clients alike, supporting business expansion without adding unnecessary complexity.
