The arrangement strengthens the long-standing relationship between DUAL and its insurer partners, while expanding options for brokers in the regional commercial market.
The new product is aimed at businesses outside London in the £10,000–£50,000 premium range, offering a modular policy structure that combines flexibility with robust protection. Designed to address a gap in the UK insurance market, the company said the product will be made available through selected brokers and is positioned to provide insurers with greater access to a segment that has often been underserved.
According to Zurich, its partnership with DUAL UK has delivered strong value over many years, pointing out that MGAs such as DUAL play an important role in unlocking new opportunities and helping insurers extend their reach into markets that may not be accessible through traditional distribution. Zurich expressed confidence that the new commercial combined product will deliver a proposition that resonates with brokers and customers in the target segment.
Liberty Specialty Markets also emphasised the value of its ongoing collaboration with DUAL, describing the MGA as an example of how high-quality partners can create sustainable value for insurers, clients and brokers. The insurer said the continuation of this relationship reflects the shared commitment to supporting distribution partners and addressing the needs of underrepresented areas of the market.
For insurers, the deal provides an opportunity to leverage DUAL’s regional presence and specialist underwriting expertise to build profitable portfolios while responding to broker demand for more tailored, service-led solutions. The five-year agreement also provides stability, with long-term A-rated capacity offering reassurance to brokers and policyholders alike.
DUAL UK said the backing of Zurich and Liberty will underpin the growth of its regional footprint and support the delivery of new solutions to brokers across the country. The commercial combined product adds to its existing suite of regional lines and reflects its strategy of aligning underwriting capability with broker requirements.
