Ripe, a UK digital MGA specialising in niche insurance, has joined the Managing General Agents' Association (MGAA).
The move gives Ripe a stronger voice in the delegated authority market as the company pushes deeper into specialist segments. Ripe offers customised cover for hobbyists, sports enthusiasts and small businesses through data-led underwriting, in-house technology and online marketing – areas where many mainstream insurers tread lightly.
Ripe started out selling golf insurance back in 1998. It has since broadened into more than 20 specialist markets covering leisure, lifestyle and small business risks. The MGA now insures over 430,000 policyholders for everything from boats and motorhomes to cycling, photography and more than 400 different sports.
Ripe posted its 17th straight year of double-digit revenue growth for the period ending December 2024, with turnover climbing 16% to £20.6 million. Industry reports from last year highlighted the rise from £17.8 million the previous year.
Purchases of GJW Direct in April 2025 and Schofields later that year have since strengthened its marine and property books. Insure4Sport, part of the Ripe group, also delivered its strongest month on record in early 2026. New business volumes jumped 25% year-on-year in January and were 37% above January 2020 levels, riding the continuing UK fitness and wellbeing trend.
Alan Thomas (pictured above), chief executive of Ripe, said joining the MGAA represented an important milestone. “This is a key step for Ripe as we scale our specialist insurance offering by focusing on niche markets where customers want expertise, simplicity and products built around their specific needs,” he said.
Thomas pointed to the group’s growing strength in sports and leisure, its SME portfolio and improved positions in marine and property. He added that Insure4Sport’s recent results showed the benefits of specialist underwriting, data analytics and a smooth digital journey.
The MGAA refreshed its Programme of Learning & Insights in February 2026, shifting emphasis toward practical training in technical, regulatory and market skills to help members handle changes in the delegated authority space.
Thomas described the MGAA as a valuable forum for the sector. “We look forward to contributing to the conversation as we continue our growth,” he said.
Mike Keating, chief executive of the MGAA, welcomed the new member. “We are delighted to welcome Ripe to the MGAA. Its team and expertise will strengthen the community, and we look forward to working together on innovation and change in the delegated authority sector.”
