Two major players in the UK insurance sector have announced senior leadership changes aimed at strengthening their market positions and supporting future growth.
Howden strengthens retail leadership
Howden has appointed Mike Dalby as CEO of Howden Consumer & Local Commercial (CLC), tasking him with leading its UK high street business through the next phase of its growth strategy.
Dalby (pictured, left) will retain his existing leadership of Howden's Consumer Life and Health division.
The move forms part of Howden's broader ambition to strengthen its retail and personal lines business in the UK following several recent acquisitions and integrations. Dalby succeeds Kelly Ogley, who is leaving the company after nine years to take time out with her family and explore new opportunities.
Dalby joined Howden in 2023 from AXA Health, where he served as distribution director and individual health director. Earlier in his career, he founded Health-on-line, which AXA acquired in 2012. Since joining Howden, he has overseen significant growth within the Consumer Life and Health division, integrating three businesses under a single brand and leading the recent acquisition of Active Quote.
Dalby’s appointment takes effect immediately, subject to regulatory approval.
Tide expands board with marine market veteran
In another leadership development, digital MGA Tide Insurance has appointed Paul Miller as non-executive director.
Miller (pictured, right) brings over four decades of experience in the yacht and marine leisure sector, having held senior roles at Talbot Syndicate and founded R&Q Marine Services, later acquired by Hiscox.
Miller has also chaired IUMI’s Inland Hull, Fishing Vessels & Yachts Committee and served on the LMA Joint Hull Committee, bringing strong technical expertise and industry insight to the Tide board.
Tide, launched in late 2024, focuses on superyacht insurance, providing hull and machinery, third-party, P&I, and crew cover. Its digital platform, the Vesselverse, offers brokers direct access to policy details, premium data, and risk management tools. The MGA currently has more than £1.3 billion in sums insured.
Miller said he looks forward to contributing his experience to support Tide’s development, noting that digitising superyacht underwriting has traditionally been a challenge. He added that the company’s approach represents a step forward in modernising marine insurance distribution.
