Trade credit insurance supports UK businesses trading domestically and internationally by protecting them against non‑payment of trade receivables due to insolvency, protracted default, or political risks. Credit insurers combine buyer‑level underwriting, limit‑setting, and real‑time risk monitoring with information services that help policyholders and their brokers manage concentration risk, support access to finance, and navigate economic cycles, supply‑chain disruption, and changing insolvency regimes.