Income protection insurance in the UK provides a regular income if the insured is unable to work due to illness or injury, complementing statutory sick pay and employer benefits. Insurers, advisers, and employee benefits consultants must underwrite occupation, health, and financial circumstances carefully, structure deferred periods and benefit durations to manage long‑tail risk, and invest in proactive claims management and rehabilitation, ensuring that products deliver value while aligning with changing working patterns and regulatory expectations on consumer outcomes.
Revenue rose 11% from a year ago
Discover what Financial Protection (R05) covers, how to obtain certification, and why it matters for insurance professionals in the UK
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Brokers can get insights into educational professionals insurance. Includes industry shifts, new risks, FAQs, and direct access to IB Markets product options
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