Captive insurance involves UK corporates, multinationals with UK operations, and public‑sector bodies using their own licensed insurance vehicles—onshore or in international domiciles—to retain and finance risk in a more strategic way. Risk and finance teams work with brokers, consultants, and fronting carriers to structure programmes, optimise reinsurance and capital, and extend captives into emerging or hard‑to‑place risks, while maintaining robust governance and compliance with Solvency II‑style regulatory expectations.
Wave of moves across broking, underwriting, MGAs and insurtech, reshaping 2026 strategies
Term begins with an emphasis on professional standards
New chief executive refocuses on underwriting, claims and talent
Voters hate it and the IFS says it will lead to 'dismal' living standards - but what does it mean for us?
