Buildings insurance covers the structure of UK properties against insured perils like fire, storm, flood, subsidence, and escape of water, and is often required by mortgage lenders. Insurance professionals must ensure accurate rebuilding cost valuations, factor in modern construction methods and heritage properties, and manage growing climate‑driven catastrophe exposures, while claims teams focus on efficient loss mitigation, contractor performance, and customer experience during often disruptive repair or reinstatement works.
Partnership wants to reframe legal protection insurance as a justice tool, not just a policy add-on
New MGA is rejecting automated decision-making in favour of traditional, dialogue-driven underwriting
Personal lines complexity and low understanding creating space for fraudsters
The "super-complaint" is urging the FCA to take enforcement actions against certain firms
Consumer group urges regulators to act after customers report "heartbreaking" experiences