Pulse Insure to provide general cover for CA ANZ members

Deal links online access with broker support on member risks

Pulse Insure to provide general cover for CA ANZ members

Professionals Risks

By Roxanne Libatique

Pulse Insure has been appointed exclusive general insurance provider for Chartered Accountants Australia and New Zealand (CA ANZ) members in practice in New Zealand, against a backdrop of evolving regulatory priorities and changing workforce expectations in the profession.

Partnership focuses on New Zealand-based members

Under the terms of the appointment, Pulse Insure becomes the sole provider of a range of general insurance products available to CA ANZ members in New Zealand through the CA ANZ Member Benefits Program. The portfolio spans both professional and personal lines, including professional indemnity, public liability, home and contents, travel, pet, and cyber business cover. Pulse Insure says the offering is structured for the professional environment in which New Zealand chartered accountants operate, with professional indemnity and public liability products designed for CA ANZ members and aligned with CA ANZ professional standards. The program includes specific policy features and discounted pricing for eligible members.

Tanya Dasgupta, chief executive of Pulse Insure, said the partnership is intended to support members’ risk management needs. “Chartered Accountants are trusted pillars of NZ’s economy, and their work protecting client interests deserves equally trusted protection. At Pulse Insure, our mission is to safeguard the trust CA ANZ members work so hard to earn – combining digital simplicity when it’s easy with expert advocacy when it counts. This partnership represents our commitment to empowering professionals with the choice, confidence, and continuity they need to thrive,” Dasgupta said.

Distribution model combines digital and broker support

The program combines digital channels with local broker expertise. Members can access certain covers online for more straightforward risks, while more complex placements can be supported by New Zealand-based brokers who provide advice on structure, limits, and deductibles, as well as claims support. Pulse Insure operates in New Zealand under PSC Insurance Brokers NZ Ltd and is part of the Aviso and Envest Insurance Group network, which links multiple broking and underwriting businesses across Australasia.

Executive director Paul Marsden said the arrangement is focused on the accounting segment. “This partnership brings specialist expertise and global broking strength to New Zealand accounting practices. Our exclusive professional indemnity solution is purpose-built for CA ANZ members and supported by a team of dedicated NZ-based brokers who understand the unique risks Chartered Accountants face. Whether it’s navigating complex coverage needs or responding to claims, we deliver continuity, compliance, and confidence for members,” Marsden said.

Cyber risk and incident response support

Cyber cover is a defined feature of the member benefits package. Through Pulse Insure, CA ANZ members in practice will be able to access cyber insurance solutions for accounting firms, including coverage for events such as cyber theft and identity theft. The program also provides 24/7 incident response support, with access to consultants and cybersecurity experts following actual or suspected incidents. For an industry that routinely handles sensitive client financial data and operates on interconnected systems, this package is intended to address exposure to data breaches, fraud, and operational disruption.

Peter Vial FCA, CA ANZ New Zealand country head, commented: “CA ANZ’s partnership with Pulse Insure gives our New Zealand members access to insurance solutions that are simple, secure, and supported by experts. This means members can enjoy tailored protection and peace of mind, allowing them to focus on delivering value to their clients.” For insurers and brokers in New Zealand, the partnership reflects member interest in combined cyber cover and incident response capability delivered through member-based programs.

Policy priorities outline regulatory and liability backdrop

The timing of the appointment follows CA ANZ’s release of its New Zealand policy priorities for 2026 on Feb. 10. The document sets out positions across tax, talent, business efficiency and regulation, sustainability reporting, audit and assurance, financial reporting, anti-money laundering, charities and not-for-profits, insolvency, and diversity, equity, and inclusion. CA ANZ represents about 140,000 members, including more than 31,000 in New Zealand. Its New Zealand policy work includes advocating for a broad-based, low-rate tax system, examining tax base sustainability, reducing compliance costs through reforms to the Holidays Act and Companies Act, and encouraging adoption of e-invoicing and digital financial reporting.

On sustainability, audit, and financial reporting, CA ANZ supports globally aligned climate-related disclosure and sustainability reporting standards, an appropriate domestic reporting regime, and a regulatory framework for assurance practitioners working on climate-related disclosures. In audit, it is engaging on issues such as legislative change to introduce caps on auditor liability for FMC audits. In areas such as anti-money laundering, charities regulation, insolvency, and diversity, equity, and inclusion, CA ANZ participates in advisory groups, advocates for proportionate compliance obligations, and promotes transparency and member education. Together, these policy settings frame the regulatory environment in which CA ANZ members manage professional risk, and in which demand arises for professional indemnity, directors and officers, statutory liability, and cyber insurance solutions.

Workforce and remuneration trends influence risk profile

The partnership also launches alongside shifting workforce expectations, as reflected in the 2025/26 CA ANZ Remuneration Survey, published on Feb. 4. The survey captured responses from more than 4,100 members across Australia, New Zealand, and overseas and reports that CA ANZ members occupy more than 660 distinct roles, including traditional accounting and finance positions and roles in areas such as sustainability, cyber, and performance. The survey indicates that while salary remains important, members place significant weight on flexible working arrangements, workload, workplace culture, meaningful work, and career progression. Of respondents, 76% reported receiving a pay rise, but nearly half of those increases were 2.5% or less. A smaller subset recorded pay increases above 10%, with members aged 20–29 more likely to be in that group.

The data also highlights a gender pay gap of 24% in New Zealand and 14% in Australia, along with differences between men and women in comfort with pay negotiation and perceptions of whether pay reflects skills and contributions. Around one-third of respondents are considering leaving their current employer within the next 12 months, with fair compensation, leadership, and organisational pride identified as key factors in retention. 

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