QuickFacts has rolled out its personal lines platform in Québec, aiming to cut the time brokers spend searching through carrier manuals and portals.
The cloud-based tool centralizes underwriting information from multiple insurers and presents it in a standardized, side-by-side format. Brokers can compare product features and coverage, as well as access current manuals, bulletins, forms, and other documents, in a single interface, rather than logging into multiple systems. The platform aims to reduce "research time" and lower the risk of using outdated documents or conflicting appetite notes when advising clients.
Québec focus and French‑language content
The Québec launch extends QuickFacts’ footprint into a province where damage insurance is distributed largely through independent brokers supervised by the Autorité des marchés financiers and where local carriers have invested heavily in broker connectivity tools.
QuickFacts worked with Orbite as a pilot partner for the deployment. Orbite already uses the platform in other provinces, so its Québec team tested the localized version and provided feedback on French‑language content and workflows. That reflects the province’s specific language and regulatory requirements under the Act respecting the distribution of financial products and services.
According to QuickFacts president and CEO Christy Barsalou, experience in other provinces has highlighted the importance of giving brokers quick access to accurate underwriting information, and the Québec build has been structured with those lessons in mind, including local documentation and rules.
L’Unique General Insurance is among the first Québec‑based insurers to place its underwriting content on QuickFacts. The Beneva‑owned carrier distributes auto, home, recreational vehicle, commercial, and surety products exclusively through a network of independent brokerage firms in Québec and other provinces.
By surfacing its manuals, guidelines, and product features through the platform, L’Unique is adding another channel for brokers to access appetite and rule changes in real time, alongside its own Guichet Unique electronic transmission system.
For carriers, participation offers an additional way to influence how products are positioned at the point of sale and to reduce coverage misunderstandings that can lead to E&O disputes with brokers.
Broker tools gain prominence
Broker technology and connectivity have become a growing focus in the Canadian P&C market. Applied Systems’ most recent insurer–broker connectivity report noted that brokers increasingly expect to “quickly and accurately access multiple rate books and underwriting and premium comparisons,” and warned that time spent rekeying information into multiple portals raises both operating cost and the risk of error.
QuickFacts is targeting that gap. The company has highlighted internal data suggesting brokerage staff can lose one to two hours a day manually searching for carrier information across portals, PDFs, and intranets.
By presenting underwriting rules and product details in one place, the platform aims to improve producer efficiency and support compliance with fair‑treatment expectations by making it easier to evidence how products were compared and recommended.
The platform’s move into commercial lines in 20 suggests a broader strategy of becoming a common research layer across personal and commercial P&C.
QuickFacts’ arrival adds to a growing ecosystem of tools designed to streamline front‑office work. The launch coincides with heightened regulatory emphasis on product suitability and documentation, with AMF guidance on the fair treatment of consumers increasingly expects intermediaries to show that recommendations are based on a clear understanding of product terms and client needs.
A structured, auditable view of underwriting criteria and product differences could help brokers respond to that pressure, particularly when explaining why one policy was recommended over another with a similar price but different conditions or exclusions.
The value of any such platform, however, will depend on carrier participation and data quality. For now, QuickFacts is building out its panel in Québec, with L’Unique and selected national carriers on the system and others expected to join. As more insurers connect, the tool could become a reference point for personal lines underwriting information in the province.
QuickFacts said it plans to expand carrier participation and brokerage adoption across Québec, positioning the platform as a way for brokers to work more efficiently and for insurers to present their underwriting appetites in a more consistent, comparable format.
