Liberty Mutual Insurance is bringing together its commercial field underwriting and distribution functions under a single national leader, appointing Vince Rybinski, effective January 5.
He will report to Rob Marsh, president of Liberty Mutual Canada.
The restructuring places Rybinski in charge of coordinating regional underwriting and distribution teams in Western Canada, Ontario and Atlantic, and Quebec. The company said the unified oversight is intended to support its approach to commercial operations and its work with brokers and clients nationwide.
Rybinski has nearly 25 years of experience in the Canadian insurance market. His background covers commercial and specialty underwriting, broking, and distribution roles in both Ontario and Western Canada. Before joining Liberty Mutual Canada, he led a national underwriting team and managed portfolios in property, casualty, construction, energy, and related areas.
“This role brings together our commercial field underwriting and distribution teams across the country to enhance the specialized capabilities we deliver to brokers and clients,” said Liberty Mutual Canada President Rob Marsh.
“Vince is an integrity-first, values-driven leader known for developing high-performing teams and strong market relationships. I look forward to welcoming him to Liberty and building on the momentum our team continues to grow with our brokers and clients.”
Liberty Mutual Canada said Rybinski will work with existing leaders across regions and contribute to initiatives already underway within the commercial business. His role includes coordinating underwriting activity in multiple markets and supporting broker engagement across provinces.
The appointment follows a period of improved financial performance for Liberty Mutual Holding Company Inc. According to its third-quarter 2025 results, the company reported net income attributable to LMHC of $2.223 billion for the quarter, compared with $892 million a year earlier.
The combined ratio for the quarter was 84.7%, a 12-point improvement from the prior year, supported by lower catastrophe losses and favorable frequency trends in U.S. personal lines. These results were published in Liberty Mutual’s Q3 financial disclosure on November 6, 2025.
The company’s financial disclosure shows that its Global Risk Solutions business, which includes commercial and specialty lines, reported $3.995 billion in net written premium for the third quarter of 2025, compared with $4.134 billion in the same period of 2024. This business unit is where Liberty Mutual Canada’s commercial operations sit, providing context for the leadership change.
