Coverages: Business Interruption | Crime | Cyber | Property and Casualty
Cansure has one of the most comprehensive and competitive suites of coverages to address the insurance needs of Auto Trades and Retail clients. Our policy wordings have been drafted with breadth of coverage and one-stop placement in mind.
Hardware and Building Material Stores with Lumber Yards
Convenience and General Stores
Gas and Service Stations (Full and Self-Serve)
Automotive Garages and Mechanics
Cannabis stores (licensed retailers)
Liquor Stores
Second-Hand, Thrift Stores and Dollar Stores
Sporting Goods including rentals
Product Overview
Retail and Automotive Trades by Cansure offers a broad insurance solution for businesses in the retail and automotive sectors. This product is designed to meet the needs of a wide range of operations, from large retail stores to automotive garages and licensed cannabis retailers.
Coverage includes business interruption, crime, cyber, and property and casualty, all under one policy. With a $0 deductible, clients can access protection without upfront costs.
Cansure’s policy wordings are crafted for flexibility and ease of placement. The product is available in all provinces, making it accessible to brokers and clients across Canada.
A contract with Cansure is required for brokers to offer this product. This ensures professional service and support for every policy.
About Retail and Automotive Trades by Cansure
This program stands out for its comprehensive coverage and broad eligibility. It supports businesses like hardware stores, gas stations, liquor stores, and thrift shops.
Retail and Automotive Trades by Cansure is built to handle both standard and emerging risks, including cyber threats and crime. This makes it a reliable choice for today’s retail and automotive businesses.
For more details or to get a quote, brokers can use the ‘Connect Underwriter for Quote’ option or check the references on the product page. This helps ensure the right fit for each client.
Retail and Automotive Trades by Cansure FAQs
What types of coverage are included in the policy?
Retail and Automotive Trades by Cansure provides a wide range of coverage options. These include business interruption, crime, cyber, and property and casualty, all under one policy for retail and automotive businesses.
What is the process for brokers to access this insurance product?
Brokers must have a contract with Cansure to access this insurance product. This ensures that only qualified professionals can offer this Retail and Automotive Trades by Cansure to clients.
Does the product cover both large and small retail stores?
Retail and Automotive Trades by Cansure is suitable for both large and small retail stores. Its flexible policy wordings allow it to meet the needs of a wide range of business sizes.
Can this insurance product be tailored for hardware stores with lumber yards?
Yes, this insurance product is designed to cover hardware and building material stores, including those with lumber yards. Policy wordings are flexible to address unique business needs.
Are gas and service stations included in Retail and Automotive Trades by Cansure’s eligible classes?
Gas and service stations, both full and self-serve, are included in the eligible classes. It supports a broad spectrum of automotive and retail businesses.
What are the main benefits of this insurance product for brokers?
Brokers benefit from a comprehensive suite of coverages, a $0 deductible, and broad eligibility. Cansure’s national reach and expertise support brokers in serving diverse clients.
Are second-hand, thrift, and dollar stores eligible for this insurance product?
Yes, second-hand, thrift, and dollar stores are eligible for coverage. This Retail and Automotive Trades insurance product is built to serve a variety of retail operations, including those with unique risk profiles.
Complete and up to date listings are our highest priority. Our full-time research team keeps our listings accurate and up to date but sometimes changes happen that we haven’t spotted yet. If you see something out of date, click here to open your email client and send us a message!