Envirosure Premises Environmental Liability
by Cansure
Construction Insurance
Property Insurance
CA$ 30M
CA$ 2500
Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland, Northwest Territories, Nova Scotia, Nunavut, Ontario, Prince Edward Island, Saskatchewan, Yukon
Yes
- Bodily Injury
- Environmental Liability
- Third-Party Damage
- businesses with environmental risk exposures due to property operations
Product Overview
Envirosure Premises Environmental Liability by Cansure helps protect businesses from pollution-related losses that stem from day-to-day property operations and activities on site. It is built for risks that sit between construction and property, where a standard policy may not respond clearly to environmental claims.
Coverage focuses on bodily injury, environmental liability, and third-party damage arising from pollution events linked to insured premises. This helps address claims from neighbours, visitors, and other affected parties when contamination, fumes, or spills spread beyond the property line.
About Envirosure Premises Environmental Liability by Cansure
The product is suited to businesses whose locations carry clear environmental exposures, such as fuel storage, material handling, or waste and runoff concerns. A $2,500 deductible keeps participation meaningful while still allowing smaller and mid-sized claims to come into play.
Envirosure Premises Environmental Liability by Cansure is available to contracted brokers in many Canadian provinces and territories outside Quebec, supporting multi-location accounts with consistent terms. Brokers who need fuller details on limits, underwriting appetite, and submission steps can review the attached product materials and reach out through the ‘Contact Underwriter for Quote’ section.
Envirosure Premises Environmental Liability by Cansure FAQs
What is premises pollution liability?
Premises pollution liability is insurance that addresses pollution risks tied to specific locations, focusing on contamination that arises from activities or conditions at an insured site rather than mobile work alone. It generally responds when pollutants escape, migrate, or are released from that property and cause harm, which is the type of exposure Envirosure Premises Environmental Liability by Cansure is designed to address for businesses with environmental risk on their premises.
Who is the Envirosure Premises Environmental Liability by Cansure product designed for?
This product is designed for businesses that operate from fixed premises where daily activities can create environmental exposures tied to the property itself. It suits commercial realty risks and operations with stored materials, fuels, or waste, as well as some construction-related accounts where the controlled site presents pollution concerns linked to ongoing property operations and brokered through a Cansure contract.
What kinds of events can trigger coverage under this premises environmental policy?
Coverage can be triggered when pollution originates from the insured premises and leads to injury, property damage, or contamination beyond that site. Events may involve leaks, spills, emissions, or run-off connected to how the property is used, with the focus on environmental harm tied back to the specific locations named on the policy rather than unrelated off-site activities.
Does Envirosure Premises Environmental Liability by Cansure focus on ongoing operations, historical conditions, or both?
The solution is described mainly in relation to environmental risk arising from current property operations during the policy term. Any treatment of historical conditions or legacy contamination depends on the detailed wording in the Envirosure factsheet and application materials, so brokers should review those documents closely when handling more complex or long-tenured locations.
How can brokers use this product to support clients with multiple locations across several provinces and territories?
Brokers can use this policy to create more consistent premises-based environmental protection for locations across eligible provinces and territories outside Quebec. Envirosure Premises Environmental Liability by Cansure can be layered alongside construction insurance and commercial realty placements, helping align environmental terms for portfolios that span Western, Atlantic, and central Canada while underwriters coordinate details for each individual site.
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