Hard to Place Risks
by Cansure
Property Insurance
Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland, Northwest Territories, Nova Scotia, Nunavut, Ontario, Prince Edward Island, Saskatchewan, Yukon
Yes
- Property Damage
- hard to place
- tenants
- condo owners
- hobby farms
- seasonal rentals
Product Overview
Hard to Place Risks by Cansure offers property insurance for clients who do not fit standard underwriting guidelines. This product is designed for unique or challenging risks that many insurers decline.
It covers properties such as rental homes, condos, hobby farms, and seasonal rentals. The policy also accepts vacant dwellings, homes under renovation, and those with prior claims.
Coverage includes protection for property damage, fire, extended perils, vandalism, and, where eligible, water damage. Liability coverage is available, with limits and eligibility based on the property and risk.
There is no deductible for claims under Hard to Place Risks by Cansure. This feature makes it easier for clients to recover from losses without out-of-pocket costs.
About Hard to Place Risks by Cansure
This product is available in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland, Northwest Territories, Nova Scotia, Nunavut, Ontario, Prince Edward Island, Saskatchewan, and Yukon. Only licensed brokers with a Cansure contract can access this coverage.
Cansure provides fast quotes and flexible underwriting for hard-to-place risks. Brokers can find more details or request a quote by using the ‘Contact Underwriter for Quote’ function or checking the references on this page.
Hard to Place Risks by Cansure FAQs
What types of risks are considered hard to place for property insurance?
Hard to place risks include properties that do not meet standard insurer guidelines. Examples are homes with prior claims, unique construction, remote locations, vacant dwellings, or seasonal rentals.
How does Hard to Place Risks by Cansure help brokers serve clients with unique insurance needs?
The policy gives brokers access to coverage for clients who have been declined by standard insurers. The product offers flexible underwriting and fast quotes for challenging risks.
Are seasonal rental properties eligible for coverage under this product?
Yes, seasonal rental properties are eligible for Hard to Place Risks by Cansure. This product is designed for seasonal dwellings, including those used as rentals or vacation homes.
What steps should brokers take to contact an underwriter for Cansure’s Hard to Place Risks?
Brokers should review the product details on the page and use the contact information provided. They can request a quote or ask questions directly from the underwriter listed.
Can vacant properties be insured through this program?
Vacant properties can be insured under Hard to Place Risks by Cansure. The product accepts vacant dwellings, including those under renovation or waiting for occupancy.
Does Cansure provide liability coverage options for this policy?
Yes, liability coverage is available with Hard to Place Risks by Cansure. Limits and eligibility for liability coverage depend on the property type and risk profile.
Are homes under renovation eligible for coverage with this product?
Homes under renovation are eligible for coverage under Hard to Place Risks by Cansure. The product is designed to cover properties that are not occupied due to ongoing construction.
What underwriting flexibility does Cansure offer for non-standard risks?
The product allows for coverage of unique or challenging risks, such as properties with unusual construction or in remote areas. Underwriters can tailor coverage to fit non-standard situations.
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