Personal Articles Floater
by Cansure
Property Insurance
CA$ 100K
Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland, Northwest Territories, Nova Scotia, Nunavut, Ontario, Prince Edward Island, Saskatchewan, Yukon
Yes
- Crime
- Inland Marine
- Natural Disaster
- individuals with high-value personal items or collections (e.g., jewelry, fine art, collectibles)
Product Overview
The Personal Articles Floater by Cansure is built for clients with valuable personal items or collections. This policy offers protection for high-value belongings, such as jewellery and fine arts.
Coverage is available in most of Canada. The policy features a $0 deductible, making it a practical choice for those who want to avoid out-of-pocket costs.
About Personal Articles Floater by Cansure
This policy covers losses caused by crime, inland marine risks, and natural disasters. It is a fit for individuals who want to insure their prized possessions against a range of risks.
Insurance brokers must have a contract to access this product. The application process is simple, with forms and factsheets available on the product page for easy reference.
Brokers interested in the Personal Articles Floater by Cansure can review the application form or use the ‘Contact Underwriter for Quote’ function more details. All necessary information is accessible on the product page.
Personal Articles Floater by Cansure FAQs
What types of items can be insured under this policy?
This policy is designed for high-value personal items and collections. It provides coverage for jewellery, fine art, and collectibles, protecting unique and valuable possessions.
Does the Personal Articles Floater by Cansure cover natural disasters?
Yes, the policy covers losses from natural disasters. This includes events like floods, fires, and severe storms.
Is the application process for this product complicated?
The application process is straightforward for brokers. All necessary forms and factsheets are available on the product page, making it easy to complete and submit applications.
What line of business does this policy fall under?
This policy is part of property insurance. It is designed to protect personal valuables against risks like crime, inland marine losses, and natural disasters.
Are there any territories where the Personal Articles Floater by Cansure is not available?
The product is available in select Canadian provinces and territories. Coverage is limited to 12 areas including New Brunswick, Newfoundland, Northwest Territories, Prince Edward Island, and Saskatchewan.
How can brokers access the application form for this product?
Brokers can download the application form from the product page. They may also contact the company using the 'Contact Underwriter for Quote' for more details or to request documents.
Does the Personal Articles Floater by Cansure require a minimum value for items insured?
There is no specific minimum value stated for items insured. The policy is best suited for high-value personal belongings.
What is the deductible for this insurance policy?
This policy has a $0 deductible. Clients do not pay out of pocket when making a claim.
Can the Personal Articles Floater by Cansure be used for business property?
No, the policy is for personal property only. It does not cover business or commercial items.
Is there a waiting period before coverage begins under the Personal Articles Floater by Cansure?
There is no mention of a waiting period. Coverage begins as outlined in the policy documents once the application is approved.
Does this policy cover accidental loss?
Coverage focuses on crime, inland marine, and natural disasters. For accidental loss, brokers should review the policy wording or factsheet for confirmation.
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