Coverages: Commercial General Liability | Event Cancellation | General Liability | Liquor Liability | Public Liability
PAL’s Cannabis Event Liability, has been designed to clearly protect the Named Insured’s negligence when there is Cannabis consumed on the event premises via an event attendee who consumes their own (legally obtained) Cannabis on the event premises or a third party supplier. Please note that coverage is NOT intended for the event organizer/host to supply Cannabis to their event.
Named Insured’s negligence when there is Cannabis consumed on the event premises
Product Overview
Cannabis Event Liability by PAL Insurance Brokers Canada offers protection for event organizers when cannabis is consumed on their premises. This coverage is designed for situations where attendees bring and use their own legally obtained cannabis or receive it from a third party.
The policy does not cover events where the organizer or host supplies cannabis. Instead, it focuses on claims of negligence against the named insured if an incident occurs due to cannabis use at the event.
Coverage includes commercial general liability, event cancellation, general liability, liquor liability, and public liability. There is no deductible, making it easier for organizers to manage costs and claims.
The policy is available across all provinces. Brokers do not need a contract to offer this product, which makes it accessible for many professionals in the industry.
About Cannabis Event Liability by PAL Insurance Brokers Canada
This insurance is tailored for events where cannabis consumption is allowed, but not supplied by the host. It helps address unique risks that can arise at such gatherings.
PAL Insurance Brokers Canada specializes in event insurance and provides flexible coverage options. The application process is simple, and brokers can get quick quotes online.
To learn more or to get a quote, brokers can reach out to the underwriter via the ‘Contact Underwriter for Quote’ option or explore the product references on this page. This makes it easy to find the right coverage for clients and their events.
Cannabis Event Liability by PAL Insurance Brokers Canada FAQs
What is the policy designed to cover?
Cannabis Event Liability by PAL Insurance Brokers Canada protects event organizers from claims of negligence when attendees consume their own legally obtained cannabis or cannabis from a third party at the event. The policy does not cover situations where the organizer supplies cannabis to guests.
Who can apply for this coverage?
Event organizers and insurance brokers across Canada can apply for this coverage. No broker contract is required, making it accessible for a wide range of professionals.
Is there a deductible for Cannabis Event Liability by PAL Insurance Brokers Canada?
There is no deductible for this PAL Insurance Brokers product. Organizers do not need to pay out of pocket before coverage applies, which helps manage event costs.
Does this policy cover events where the host supplies cannabis?
PAL Insurance Brokers’ Cannabis Event Liability does not cover events where the organizer or host supplies cannabis to attendees. Coverage only applies when cannabis is consumed by attendees who bring their own or receive it from a third party.
What regions are served by the policy?
Cannabis Event Liability by PAL Insurance Brokers Canada is available in all provinces. This makes it suitable for events held anywhere in Canada, whether in large cities or smaller communities.
Can this coverage be used for both private and public events?
Yes, Cannabis Event Liability by PAL Insurance Brokers Canada can be arranged for both private and public events. The policy is flexible and covers a wide range of event types.
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