Coverages: Medical Malpractice

Allied Health: Package policy designed specifically for allied health practitioners including diagnostic, technical, therapeutic and direct patient care services.
eHealth: Package policy tailored to the unique risk profile of companies operating at the intersection of healthcare and technology.
Fitness Clubs: Package policy providing broad cover specific to fitness instructors and clubs of all sizes.
Health and Wellness Organizations: Package policy designed for the combinations of risks facing medical spas, traditional spas, and other health & wellness practitioners.
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Healthcare Insurance

Specialty Services Insurance

Sports Insurance

All Provinces

No

Healthcare
  • Medical Malpractice
  • Allied health practitioners
  • eHealth companies
  • Fitness instructors and clubs
  • Health and wellness organizations and practitioners

Product Overview

Healthcare by PAL Insurance Brokers Canada offers package policies for a wide range of health-related businesses and professionals. This product is built for allied health practitioners, eHealth companies, fitness instructors, and health and wellness organizations.
Coverage is designed to address the unique risks faced by each sector. Medical malpractice protection is included, with no deductible, making it easier for insureds to manage claims.
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The policy is available in all provinces, so brokers can serve clients across Canada. There is no need for a broker contract, which makes it simple to add this product to your offerings.

About Healthcare by PAL Insurance Brokers Canada

The policy covers both traditional and emerging healthcare sectors, including those working with technology or providing wellness services. Fitness clubs and instructors of any size can also find tailored protection.
Healthcare by PAL Insurance Brokers Canada is focused on flexibility and broad coverage. This makes it a practical choice for businesses looking to protect against sector-specific risks.
To learn more or to get a quote, brokers can contact the company via the ‘Contact Underwriter for Quote’ function or review the product references on this page. This helps ensure clients get the right coverage for their needs.



Healthcare by PAL Insurance Brokers Canada FAQs

What coverage is included with the policy?

Healthcare by PAL Insurance Brokers Canada includes medical malpractice coverage and protection for sector-specific risks. The policy is designed for allied health, eHealth, fitness, and wellness organizations.

Is there a deductible for this product?

There is no deductible for this product. Clients do not pay out-of-pocket before coverage applies, making claims easier to manage.

In which provinces is Healthcare by PAL Insurance Brokers Canada available?

The policy is available in all provinces across Canada. Brokers can offer this product to clients nationwide, regardless of location.

Do insurance brokers need a contract to offer this product?

No contract is required for brokers to offer this product. This makes it simple and convenient to add Healthcare by PAL Insurance Brokers Canada to your portfolio.

What makes this product suitable for eHealth companies?

This product addresses the unique risks faced by digital health businesses. It offers coverage for companies operating at the intersection of healthcare and technology, including telemedicine.

Does the product provide coverage for fitness clubs of all sizes?

Healthcare by PAL Insurance Brokers Canada provides broad coverage for fitness instructors and clubs, no matter their size. Both small studios and large gyms are eligible.

What is included in the package policy for allied health practitioners under this product?

The package policy for allied health practitioners includes coverage for diagnostic, technical, therapeutic, and direct patient care services. It is tailored to their professional needs.

Are health and wellness organizations eligible for Healthcare by PAL Insurance Brokers Canada?

The policy is designed for medical spas, traditional spas, and other health and wellness practitioners. Coverage addresses the unique risks these organizations face.

Does this product require a minimum number of employees?

There is no minimum employee requirement for this product. Healthcare by PAL Insurance Brokers Canada is available to businesses and organizations of any size.

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To: PAL Insurance Brokers Canada

Healthcare

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Hi there I'd like to get some more information about your product, Healthcare
Your enquiry will be forwarded to the relevant underwriter at PAL Insurance Brokers Canada. If you do not get a response within 24 hours please contact the IBmarkets Team at IBmarketsCA@insurancebusinessmag.com