Coverages: Property Damage | Premises Liability

Personal property program offering coverage for residential homeowners, rentals, secondary homes, seasonal properties, and vacant dwellings across Ontario.

Coverages: Commercial General Liability | Inland Marine

Standalone Motor Truck Cargo and Commercial General Liability coverages for Canadian common carriers.

Coverages: Coverages: Auto Physical Damage | Commercial General Liability | Inland Marine

A comprehensive package including Auto Physical Damage, Motor Truck Cargo, and Commercial General Liability, designed for Canadian-based common carriers with U.S. exposure.

Coverages: Commercial General Liability | General Liability | Event Cancellation | Liquor Liability | Public Liability

PAL's Weddinguard program provides the Liquor Liability coverage that many wedding venues require couples to obtain for their wedding, plus many more financial protections that will give peace of mind in those critical days leading up to the wedding day. Coverages include insurance for cakes, flowers, bridal attire, and much more. Can be applied for up to one year in advance of the wedding.

Coverages: Contents | Property Damage

Protect your engagement ring or wedding ring(s) with PAL Wedding Rings. Feel rest assured that your precious items are protected. This coverage offers annual terms for your engagement ring or wedding band(s) protecting you against the following: Physical loss or damage to engagement ring or wedding band(s). All risk policy subject to the policy wordings. Worldwide Coverage.
Note: Appraisals on Jewellery are REQUIRED prior to providing a quote.

Coverages: Representations and Warranties

Representations and warranties cover available to both buyers and sellers, backed by the largest M&A liability team in London.

Coverages: War and Terrorism

Active Assailant: This policy offers incident response and crisis management services, provides victim compensation and support and also covers legal liabilities, damage to property and any interruption to your business.
Terrorism and Sabotage: Standalone cover in the event of political, religious and ideological acts, including non-damage business interruption.

Coverages: Casualty | Cyber

Technology Companies: Designed for a wide range of technology companies, this policy addresses the costs associated with delays, mistakes, oversights and miscommunication, along with other traditional and emerging risks that technology companies face.
Social Media Companies: Comprehensive protection for social media organizations - from social networks and community sites to media sharing websites, bloggers and online gaming companies.

Coverages: Liquor Liability | Sports Liability

Sports Liability includes general liability coverage for the host of the sporting event and coverage for injury to participants for sporting activities that qualify. This coverage protects against lawsuits brought on by a third party alleging that a bodily injury or property damage has been sustained by either an athletic participant or spectator for which the host individual or organization is liable (some restrictions apply).

Coverages: Commercial General Liability | Event Cancellation | General Liability | Liquor Liability | Public Liability

Provides protection to event hosts against lawsuits arising out of single/multi-day functions with or without service of alcohol. All events with live entertainment or sports MUST be submitted on this form. Please note, we are unable to provide you with a quote more than 120 days in advance of the event.