Coverages: Commercial General Liability | General Liability | Hard to Place | Product Liability | Public Liability
Commercial General Liability is designed to protect your business against bodily injury/property damage that was caused by the business' operations and/or products for which they are found legally liable.
Coverages: Commercial General Liability | Public Liability
Provides annual coverage for event planners. Designed for small to medium sized businesses that typically plan 1 to 100 events per year with a gross revenue between $10,000 and $500,000. Typical events planned could include weddings, conferences, small concerts, corporate launches, exhibitions and more. Commercial General Liability with limits from $1,000,000 to $5,000,000 with a deductible of $1,000. Coverage is offered for event planning operation only.
Coverages: Cyber
Comprehensive cover for cybercrime, privacy liability & breach notification, system damage & system business interruption and access to an expert, in-house cyber claims and incident response team. Cyber insurance can help protect your business against a range of cyber threats and exposures, including cybercrime, data breaches and system interruption. Private Enterprise, Large Corporate and Cyber Excess available.
Coverages: Commercial General Liability
In a market where traditional insurance often falls short, our CGL & Excess Liability solutions provide tailored coverage for unique risks. Our enhanced appetite and risk profile centers around Canadian incorporated and domiciled risks with worldwide sales exposure (no US locations and no US manual work). We focus on businesses with revenues under $25 million, including up to 50% US sales, depending on class of business.
Coverages: Commercial General Liability | Cyber | Property Damage | Umbrella / Excess | War and Terrorism
ABEX offers a variety of commercial package policies, designed to provide both liability and property coverage, so that your clients can keep running their business successfully. Our solution based underwriting approach allows us the flexibility to accept those risks that don’t always fit a domestic market.
Coverages: Infectious Disease Liability
IDL covers bodily injury to third parties arising from the Insured’s negligence causing or exacerbating an infection disease outbreak. The rise in outbreaks caused by zoonotic diseases (those with the potential to ‘jump’ to humans), as well as the explosion in global travel, have significantly increased the likelihood of a pandemic. This is exemplified by Covid-19, Ebola and Sars-Cov-1, occurring in the last two decades.
Coverages: Umbrella / Excess
Our solution-based underwriting approach offers the flexibility to accept risks that don’t fit the domestic appetite. Our target classes include but are not limited to Canadian domiciled and incorporated business with worldwide sales exposure and revenues under $25 million. We offer Umbrella / Excess capacity up to $10 million and have ability to schedule underlying GL and Auto where applicable.