IDL covers bodily injury to third parties arising from the Insured’s negligence causing or exacerbating an infection disease outbreak. The rise in outbreaks caused by zoonotic diseases (those with the potential to ‘jump’ to humans), as well as the explosion in global travel, have significantly increased the likelihood of a pandemic. This is exemplified by Covid-19, Ebola and Sars-Cov-1, occurring in the last two decades.
Infectious Disease Liability by ABEX Affiliated Brokers Exchange Inc. offers coverage for businesses and healthcare providers facing claims tied to infectious disease outbreaks. This policy protects against third-party bodily injury that results from the insured’s negligence in causing or worsening an outbreak.
The need for this coverage has grown as global travel and zoonotic diseases increase the risk of pandemics. Infectious Disease Liability by ABEX Affiliated Brokers Exchange Inc. responds to these modern threats, providing peace of mind for organizations across Canada.
About Infectious Disease Liability by ABEX Affiliated Brokers Exchange Inc.
This Infectious Disease Liability product is available to businesses in ten provinces across Canada, with no deductible required. It is suitable for general business, healthcare, and senior care, and can be purchased as a stand-alone policy or as an add-on.
Insurance brokers do not need a contract to offer Infectious Disease Liability by ABEX Affiliated Brokers Exchange Inc. This makes it easier to access and recommend to clients who want to manage today’s unique risks.
For more details or to get a quote, brokers can use the ‘Contact Underwriter for Quote’ feature on this page. Explore the sections below to learn more about coverage, target classes, and how this product can fit your clients’ needs.
Infectious Disease Liability by ABEX Affiliated Brokers Exchange Inc. FAQs
What industries are best suited for infectious disease liability insurance?
Industries with direct contact with the public or vulnerable groups benefit most from this coverage. These include healthcare, senior care, and businesses with high foot traffic. Infectious Disease Liability by ABEX Affiliated Brokers Exchange Inc. is designed to address the unique risks found in these sectors.
What makes Infectious Disease Liability by ABEX Affiliated Brokers Exchange Inc. different from standard liability insurance?
Standard liability insurance may not address claims linked to infectious disease outbreaks. ABEX Affiliated Brokers Exchange Inc.’s Infectious Disease Liability specifically covers third-party bodily injury caused by negligence during an outbreak. This targeted coverage helps fill a gap left by traditional policies.
Can Infectious Disease Liability coverage be purchased as a stand-alone policy?
Yes, Infectious Disease Liability by ABEX Affiliated Brokers Exchange Inc. can be purchased as a stand-alone policy or added to an existing insurance package. This flexibility allows brokers to tailor solutions for clients with different needs. It is suitable for both new and established businesses.
What lines of business does Infectious Disease Liability by ABEX Affiliated Brokers Exchange Inc. serve?
The Infectious Disease Liability policy serves both commercial and healthcare insurance lines. It is suitable for organizations that need protection from risks tied to infectious disease outbreaks. To learn more about commercial insurance, visit the Commercial Insurance category page.
Does Infectious Disease Liability by ABEX Affiliated Brokers Exchange Inc. cover claims related to pandemics like COVID-19 or Ebola?
Yes, the policy is designed to address claims from pandemics, including those caused by zoonotic diseases. It covers bodily injury to third parties when negligence leads to or worsens an outbreak. This makes it relevant for today’s changing risk landscape.
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