Commercial Insurance

Coverages: Representations and Warranties

Representations and warranties cover available to both buyers and sellers, backed by the largest M&A liability team in London.

Coverages: War and Terrorism

Active Assailant: This policy offers incident response and crisis management services, provides victim compensation and support and also covers legal liabilities, damage to property and any interruption to your business.
Terrorism and Sabotage: Standalone cover in the event of political, religious and ideological acts, including non-damage business interruption.

Coverages: Property and Casualty

Cover for the core property and general liability risks faced by small businesses like property damage, business downtime, bodily injury, employers’ liability and products liability.
Manufacturers and Distributors: Fully blended policy for manufacturers emphasizing general liability and errors and omissions with separate towers of coverage.

Coverages: Product Recall

Product Recall: Comprehensive cover for a variety of industries and recall scenarios, ranging from product guarantees and contamination events to cyber product tamper.
Restaurant Contamination: Bespoke cover addressing contamination events in restaurants.

Coverages: Prize Indemnity

Gives you the ability to offer special contests and promotions while transferring the risk to an experienced and financially bound insurer. Running a contest can provide lucrative marketing opportunity for a business. Examples: Weather Promotion, Crack the Code, Envelope / Number Draws, Curling Contests, Basketball / Football Contests, and many more!

Coverages: Management Liability

Cover for a range of risks faced at board-level, including primary and excess directors and officers (D&O) cover.
Side a DIC (Difference in Conditions): Excess coverage for directors and officers of private and publicly-traded organizations.
Not for Profit: Blended policy combining D&O, professional indemnity, products and employers’ liability, property cover, business interruption and reputation protection.

Coverages: Commercial General Liability | Event Cancellation | General Liability | Liquor Liability | Public Liability

THIS POLICY IS FOR LIQUOR COVERAGE ONLY. Provides protection for lawsuits brought against individuals, organizations or companies who host single/multi-day functions. Designed for event hosts who are seeking to cover their liquor exposure only, or for organizations who are already covered by a CGL policy which excludes any liability arising from the sale, service, or consumption of alcohol.

Coverages: Kidnap and Ransom

Cover for traditional and emerging K&R risks, like cyber extortion, as well as marine piracy policies. Backed by a global 24/7 crisis & emergency response team.

Coverages: Commercial General Liability

- CGL including Host Liquor Liability
- Liquor Sales up to 100%
- Cyber Coverage Available
- Able to Write Small to Large Accounts
- Able to Accommodate Majority of Hospitality Accounts
- Forcible Ejection Coverage Available (Some Restrictions Apply)
- Strong Capacity Backed by Lloyd’s
- Available in every province except Ontario and Quebec

Coverages: Prize Indemnity

Up to 10 participants can have a chance to Putt for a Hole in One. Great promotional opportunity, for Companies, Golf Courses, Sponsors, etc. Premiums as low as $75.00. Automatic quote, bind and issue for submissions up to $50,000. Higher limits available for over $50,000 will be reviewed once submitted. Rating available from 1 - 10 participants. Rating available for a minimum 60 ft.