The quote and bind platform, led by Aviva and fully accredited by Lloyd’s, remains exclusive to Howden’s UK retail network. The facility offers a capacity of up to £150 million per declaration, pre-agreed rates, and bespoke policy terms, aiming to provide clients with an efficient approach to securing construction and operational insurance for renewable energy assets.
Cover is available for both construction and operational phases, spanning a range of technologies such as onshore wind, solar PV, battery energy storage systems (BESS), and hydro power. The platform leverages sector knowledge and technology to help clients address the complexities of renewable energy insurance.
Deborah Duss (pictured above, left), head of strategy for industry evolution at Howden, said the facility “provides the speed of service to our clients that is required to succeed in this very agile and cost competitive industry.” She also said that the technology solution “enables innovation and process automatisation whilst not sacrificing underwriting expertise.”
Matthew Gordon (pictured above, right), underwriting director – specialty, real estate & strategic initiatives at Aviva, also noted Aviva’s commitment to supporting the UK’s low-carbon transition
“This platform is a great example of how smart technology and deep sector expertise can come together to deliver real impact and help the UK get ready for a more sustainable future,” Gordon said.
Recent enhancements to the facility include the addition of employers’ and public liability, as well as sabotage and terrorism cover. Further updates are planned for 2026.
Insurance is expected to play a critical role in mobilising up to US$10 trillion in global climate transition investments. Premiums related to climate resilience and catastrophe protection are projected to rise by as much as 50% by 2030, potentially reaching US$200–250 billion annually, as the industry adapts to mounting climate-related losses and the growing need for risk transfer solutions.
The UK’s Climate Change Committee (CCC) has also highlighted the insurance industry’s role as a key enabler of the net zero transition. According to the CCC’s 2025 annual report, the UK could still achieve its 2050 net zero target if further policy reforms, particularly around energy pricing, are implemented.
Insurance solutions are emerging to support new technologies such as carbon capture and storage (CCS) and nuclear fusion, helping to mitigate risks and attract investment for decarbonisation projects.
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