Bentley has launched its first dedicated insurance service for UK customers, providing coverage for all Bentley models, both new and used, from the brand’s 106-year history.
The insurance programme is managed by Bentley Financial Services, with Chubb European Group SA acting as underwriter and Carbon Insurance Brokers, part of the Connexus group, serving as administrator and claims manager.
The new offering includes annual insurance policies, a five-day complimentary drive-away cover for vehicles purchased from authorised Bentley retailers, and heritage insurance tailored to classic Bentley models.
Customers purchasing a new or pre-owned Bentley from an authorised retailer receive five days of comprehensive cover, which matches the features of the annual policy and allows immediate use of the vehicle. At the end of the five-day period, customers are given the option to obtain a quotation for a 12-month policy.
Bentley says that all repairs under the policy are carried out by Bentley-trained technicians at authorised Bentley repairers, using only Bentley genuine parts, paints, and accessories. The insurance provides upfront agreed value cover, meaning policyholders receive the full sum insured in the event of a total loss, rather than a depreciated market value.
Extended replacement cover is available, offering up to 150% of the agreed value, subject to terms and conditions. The policy also includes cover for driving in Europe at no additional cost.
Bentley Motor Insurance also covers damage to electric vehicle batteries resulting from insured incidents, regardless of whether the battery is owned or leased. Charging cables and home chargers are also covered for accidental damage, fire, and theft. If a power outage due to storm or flood prevents charging for more than 24 hours, the policy reimburses up to £1,000 for the cost of a generator system.
Heritage insurance is available for older and unique Bentley models, including coachbuilt and discontinued vehicles. This cover provides access to the Bentley repair network and agreed value settlements with no excess. All drivers aged 30 and over are automatically covered, and UK and European breakdown cover with HomeStart is included.
Bentley Insurance Services is a trading name of Volkswagen Financial Services (UK) Limited, which is authorised and regulated by the Financial Conduct Authority. The insurance is sold and administered by Bentley Insurance Brokers, a trading name of Lawshield UK Limited, also authorised and regulated by the FCA.
Besides Bentley, Chubb provides specialist insurance for a range of high-value vehicles, including brands such as Ferrari, Lamborghini, Porsche, Aston Martin, Rolls-Royce, and rare collector cars. The Masterpiece Auto policy offers agreed value coverage, original manufacturer parts for repairs, and high-limit liability protection.
Chubb also insures modified luxury vehicles and provides worldwide coverage for vehicles shipped or driven abroad. The insurer is known for its expertise in handling claims for luxury and collector vehicles, with features such as luxury rental reimbursement and no mileage limits for collector cars.
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