Aon, FORS team up to tackle underinsurance in UK fleets

Partnership promises expert advice and complimentary risk reviews for accredited operators

Aon, FORS team up to tackle underinsurance in UK fleets

Motor & Fleet

By Kenneth Araullo

Aon has announced a new partnership with the Fleet Operator Recognition Scheme (FORS), offering fleet operators access to Aon’s insurance solutions and a complimentary, no-obligation insurance and risk review.

FORS represents 4,700 fleet operators throughout the UK and is recognised as the country’s leading fleet accreditation scheme. The organisation sets standards for safety, efficiency, environmental protection, and operational performance.

Through the arrangement, FORS members will be able to connect with Aon.

“Tailoring insurance solutions to meet each business’s specific needs is something Aon takes very seriously – especially given that an estimated 50% of UK businesses may be underinsured. It’s essential for businesses to review their cover regularly, to ensure it’s fit for purpose and adequate for the risks they may face,” Rhod Breeze, head of SME partnerships at Aon, said.

Motor fleet insurance rates in the UK have increased by 2.5% to 7.5% in 2025, but the pace of growth has slowed. Aon noted that well-managed fleets can still achieve savings or renewal terms close to previous levels, as insurers compete more aggressively for business.

Breeze added that the free insurance and risk review will help FORS operators identify potential gaps in their cover, issues with sums insured, and other areas where protection can be strengthened.

Geraint Davies, FORS concession director, also commented on the pressures facing fleet managers. “Fleet managers are under increased pressure to manage risk and compliance while maintaining a keen eye on cost and operational efficiencies. Safety, of course, remains a top priority,” Davies said.

He noted that the collaboration with Aon will provide operators, whether managing single vehicles or large fleets, with access to expert insight to evaluate their current insurance arrangements and ensure they are competitive, compliant, and suitable for their needs.

In a related development, Aon has introduced a new risk capital transportation and logistics vertical as part of a leadership transition within its commercial risk business. This initiative aims to strengthen Aon’s specialised risk management services for the transportation and logistics sector, focusing on risk capital solutions, data-driven insights, and alternative risk transfer strategies.

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