SCOR has named three regional heads for its cedant facultative reinsurance business, creating dedicated leadership roles in North America, Europe and Latin America as it builds out its global property and casualty capabilities.
All three executives will report to Julia Willberg, global head of cedant facultative reinsurance, who is based in London.
In North America, SCOR has appointed Andrea Baer (pictured above, left) as senior vice president and head of cedant facultative reinsurance, based in New York. Baer has more than 25 years of experience across Europe and the Americas in facultative reinsurance underwriting, alternative risk transfer and client engagement.
In Europe, Hans Pieter Guillot (pictured above, center) has been named head of cedant facultative reinsurance, operating from Cologne. Guillot joined SCOR in January 2026 after nearly two decades at Hannover Re in engineering and construction underwriting.
At Hannover Re, he held positions including lead underwriter for engineering and construction and lead underwriter for power and renewables, with responsibilities spanning London and US clients. He also managed engineering teams covering Latin America and Ibero-American markets and led internal initiatives on underwriting tools and processes.
Read more: SCOR’s Q3 2025 profit driven by P&C
For Latin America, SCOR has appointed Santiago Torres (pictured above, right) as head of cedant facultative reinsurance, based in Bogotá. Torres took on the role in October 2025 and brings more than 15 years of reinsurance and regional leadership experience.
Torres previously worked at Swiss Re as head of facultative P&C for the Andean region and earlier as a senior property underwriter responsible for facultative business in the Andean and Spanish Caribbean markets. His background also includes property underwriting at Hannover Re in South America and engineering and risk roles at Suramericana in Colombia.
The leadership moves come as SCOR’s property and casualty operations have been a key earnings driver, with the P&C segment reporting a combined ratio of 80.9% in the third quarter of 2025, down from 88.3% a year earlier, and 82.8% for the first nine months of the year.
Group net income reached €217 million for Q3 and €642 million for the nine-month period, supported by limited natural catastrophe losses and underwriting discipline, providing additional context for the company’s focus on strengthening its facultative franchise.
