Most assume their home policy covers their valuables, but that false comfort could cost them thousands, says NFP's Michael Wilson
Branislav Urosevic Mar 18, 2026
It's a common misconception that needs clarifying
NFP’s Michael Wilson says the market is so young that most homeowners still unknowingly rely on ill-fitting home policies
Infrastructure failure sparks interest in community-level covers
A new report estimates households could save time and money if insurance data could be transferred seamlessly between providers
From Stradivarius violins to Steinway grands, soaring values and fragile risks expose costly coverage gaps standard home policies can’t handle
What changed and why it matters now
For insurance purposes, life lease interests aren't considered property ownership
Wildfires and floods dominate attention, but the biggest property threat is still inside the home
WTW's Grant Williamson shares key insights for SMEs on managing cyber, supply chain and emerging risks
Climate, cyber and supply chain shocks are colliding, forcing Canadian firms to rethink how they understand and structure risk
As ESG rules diverge globally and AI accelerates faster than regulation, Marsh's Robyn Campbell outlines the risks set to define executive liability in the years ahead
