Gifford Carr Insurance Group has expanded beyond Canada for the first time with the acquisition of Omni One Insurnace Agency, a Cape Coral, Florida-based brokerage known for its personalized coverage and strong local expertise.
Omni One, which serves individuals and families across Florida, will continue operating as Omni One Insurance Agency, by Gifford Carr, retaining its existing team and leadership. The brokerage will gain access to Gifford Carr’s broader industry tools, technology platforms, and underwriting partnerships, strengthening its ability to navigate Florida’s evolving insurance market.
The move also integrates Omni One into Team Aubuchon, a group offering a range of services for luxury living in southwest Florida. The combination of local relationships and Gifford Carr’s operational resources is expected to enhance client servicing and expand market reach in a region where insurance costs and volatility remain top concerns.
Matthew Carr, president of Gifford Carr, said the partnership is rooted in shared values and a long-term approach to growth.
“Omni One is a natural fit. They are trusted, local, and relationship-driven, just like us,” he said.
From a market perspective, the acquisition marks a significant strategic step for Gifford Carr, underscoring the trend of Canadian brokers seeking cross-border diversification amid domestic market pressures. The US brokerage sector continues to attract foreign entrants looking to tap into its scale and product variety, particularly in states like Florida where the insurance landscape is undergoing rapid change.
Florida’s property and casualty market has seen major disruptions in recent years, with insurer withdrawals and rate hikes reshaping the competitive landscape. For Gifford Carr, partnering with a well-established local brokerage provides an immediate foothold in a challenging but potentially rewarding market.
The move signals Gifford Carr’s ambition to evolve from a regional player into a North American brokerage network, leveraging its independent model and client-first approach to build resilience across markets facing increasing climate and capacity challenges.